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Northways Financial, paychecktoday National Group

Date: Mon, 02/01/2010 - 08:52

Submitted by Doreen Jason
on Mon, 02/01/2010 - 08:52

Posts: Credits: [Donate]

Total Replies: 2


Northways Financial, paychecktoday.com and National
Group - Help!!
Looking for advice on dealing with 3 companies
and for their contact information. I have some
but cannot sort out who is who since they seem
to use different names. I have no address info
whatsoever and am receiving phone calls which I
do not answer. I need to stop the fees I am being
charged due to the ACH that they keep putting through
my account. I am on medical leave and also do not
want them to harrass my employer or send this to a
collection agency. I have researched and know they
are not registered or liscensed in my state and even
if they were they are operating outside the current
laws.
I live in New Hampshire.
Here is the info I have.
Northways Financial - 5 Loans totaling $4050
-------------------
10/19 Loan 300
10/21 Payment 179.97
10/22 Payment 179.97
10/28 Loan 600
11/5 Payment 357.94
11/5 Payment 359.94
11/12 Loan 800
11/19 Payment 120
11/19 Payment 479.92
11/19 Payment 479.92
11/25 Loan 1100
12/3 ACH 659.89 Bounced Reversed on
12/4 Fee 39
12/3 ACH 659.89 Bounced Reversed on
12/4 Fee 39
12/7 Loan 1250
12/18 ACH 749.88 Bounced
Reversed on 12/19 Fee 39
12/18 ACH 749.88 Bounced
Reversed on 12/19 Fee 39
1/4 ACH 688.58 Bounced
Reversed on 1/5 Fee 39
1/4 ACH 688.58 Bounced
Reversed on 1/5 Fee 39
1/4 ACH 778.88 Bounced
Reversed on 1/5 Fee 39
1/4 ACH 778.88 Bounced
Reversed on 1/5 Fee 39
1/14 ACH 688.58 Bounced
Reversed on 1/15 Fee 39
1/14 ACH 688.58 Bounced
Reversed on 1/15 Fee 39
1/14 ACH 778.88 Bounced
Reversed on 1/15 Fee 39
1/14 ACH 778.88 Bounced
Reversed on 1/15 Fee 39
1/28 ACH 688.58 Bounced
Reversed on Fee 39
1/28 ACH 688.58 Bounced
Reversed on Fee 39
1/28 ACH 778.88 Bounced
Reversed on Fee 39
1/28 ACH 778.88 Bounced
Reversed on Fee 39
Summary
Total Loans $4050
Total Money Paid $2160 includes interest
collected on the first three loans.
Total Fees Overdraft so far: $702
They appear to be trying to charge $2932 every two
weeks by ACH (4 transactions)
This originated from Zip19.com which is based out of
Malta. Contact info:
[EMAIL="customercare@zip19.com"]customercare@zip19.com[/EMAIL]

National Group 1 Loan $300 on 10/19
--------------
10/19 Loan 300
11/5 Payment 90
11/19 Payment 90
12/3 Payment 90
12/17 ACH 90 Bounced Reversed on
12/18 Fee 39
12/22 ACH 90 Bounced Reversed on
12/23 Fee 39
12/22 ACH 30 Bounced Reversed on
12/23 Fee 39

12/31 ACH 90 Bounced Reversed on
1/4 Fee 39
12/31 ACH 30 Bounced Reversed on
1/4 Fee 39
12/31 ACH 90 Bounced Reversed on
1/4 Fee 39
1/4 ACH 90 Bounced Reversed on
1/5 Fee 39
1/4 ACH 30 Bounced Reversed on
1/5 Fee 39
1/4 ACH 90 Bounced Reversed on
1/5 Fee 39
1/28 ACH 90 Bounced Reversed on
Fee 39
1/28 ACH 30 Bounced Reversed on
Fee 39
1/28 ACH 90 Bounced Reversed on
Fee 39

Summary
Total Loans $300
Total Money Paid $270 includes interest
Total Fees Overdraft so far: $468
They appear to be trying to charge $210 every two
weeks by ACH (3 transactions)

Payychecktoday.com 1 Loan $400 on 10/19
--------------------
10/19 Loan 400
11/5 Payment 120
11/19 Payment 120
12/3 Payment 120
12/17 ACH 120 Bounced Reversed on
12/18 Fee 39
12/31 ACH 400 Bounced Reversed on
1/4 Fee 39
12/31 ACH 120 Bounced Reversed on
1/4 Fee 39
12/31 ACH 120 Bounced Reversed on
1/4 Fee 39
12/31 ACH 30 Bounced Reversed on
1/4 Fee 39
** No attempted ACH since 12/31
Summary
Total Loans $400
Total Money Paid $360 includes interest
collected
Total Fees Overdraft so far: $195
They appear to not have charged anything since 12/31;
this does not mean they still will not send additional
ACH or perhaps have sent it to a collection agency.
The last email to collect seems to have been on 1/6/10
Contact Info found:
[EMAIL="customercare@paychecktoday.com"]customercare@paychecktoday.com[/EMAIL]
Call us at 1-866-756-0600 24-hour Automated System
Fax us at 1-800-671-0131
[EMAIL="carrie2@paychecktoday.com"]carrie2@paychecktoday.com[/EMAIL]
Speak directly with a Customer Service Representative:
You can speak to a representative Monday through
Friday, 8:30 AM to 5:00 PM EST. Dial 1-866-756-0600.
Fax us at 1-800-671-0131 or 1-866-344-9701
Also I am getting emails from this one and not sure
which of the three it is. Anyone know?

[EMAIL="matt@oms90.com"]matt@oms90.com[/EMAIL]
Fox Enterprises Ltd
Phone: 1-888-229-2544
Fax: 1-888-229-2550
Fox Enterprises
1-888-229-2544
[EMAIL="customerservice@kingjk.com"]customerservice@kingjk.com[/EMAIL]