SOS from Oregon Payday loan victim
Date: Tue, 02/02/2010 - 20:54
I have read all of the posts and wonderful advise. I want to make a new post to make sure nothing has changed the posts are kind of old. My check is pretty much gone and i'm single, and terrified of being evicted and having my car reposed and on top of that scared of keeling over over all the stress. I made such a stupid stupid decision and I have to get out of this. I called my bank today chase and they basicly told me that since it was a payday loans involved they would not close the account (the guy read me a speal). He then said I could do stop payments but the other person told me that stop payments are based on the company and the $$ amount. So I would have to do a million stop payments if the company gets tricky.. please help me asap I'm seriously desperate. Here is my info:
Companies and $$ of original loans:
1)SDS Processing (I think this maybe united cash loans) because that is what pops up on their "final notice"- $250.00 total paid: 480.00
2)SSM Group- $250.00 total paid: $480.00
3)Ace Cash Services-$350.00 total paid: $560.00
4)One Click - $300.00 total paid:$605.00
And lastly I live in Portland, Oregon. Also I am curious how much time does all of this take to get through this hell, I don't know how much I can take :sad: oh and what about the references that are put on the apps do they harrass them too? please help thank you for letting me get all this out.
The other person was right. The pdls are known to change the nam
The other person was right. The pdls are known to change the name and dollar amount to circumvent the ACH block. I'm sure that your bank can close the account. Try to talk to the manager directly.
Next, check your state pdl laws here. And, try to find out your lenders in the licensing database.
"http://www4.cbs.state.or.us/ex/all/mylicsearch/index.cfm?fuseaction=main.show_main&group_id=20&profession_id=20&profession_sub_id=20000"
If you can't find them listed, then most likely they are illegal.
NONE of yours are licensed to lend in your state! The first thin
NONE of yours are licensed to lend in your state! The first thing you should do is close your account asap, it will never be safe again now that these illegal lenders have your account information. Please CLICK HERE to find out how to deal with illegal lenders.
