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How do I get started on settling my payday loans myself

Date: Wed, 02/03/2010 - 08:52

Submitted by rraymond
on Wed, 02/03/2010 - 08:52

Posts: 3 Credits: [Donate]

Total Replies: 8


I have 9 payday loans that are current right now but will come do on Friday(two days). I have already closed the bank account they were coming out of but how do I get started with settling them. I have called several consolidation companies and they seem rather expensive. I live in Texas and all of my loans are online.

StarCash 350.00
CashnetUSA 850.00
PDLNow.com 200.00
United Cash 300.00
One Click Cash 400.00
National Group 300.00
Pack Management 300.00
Eastside Lenders 500.00
CheckNGO 500.00

I want to try and settle them myself. They are all current for now but will go deliquent next week. Any advice? Please help.


welcome rraymond.if you could try to recall how much was debited by each thus far.i know that CASHNETUSA and CHECKNGO will be registered as CSO'S therefore you will need to keep in contact with them,and see if they can do an EPP(extended payment plan).the others are what i like to call the usuals.they are not licensed period.at the top of this forum is a sticky titled DEALING WITH ILLEGAL LENDERS.it will guide you every step of the way from sending letters.to securing your bank account,and filing comnplaints.it hepled me here.any other questions we are here to help.


lrhall41

Submitted by paulmergel on Wed, 02/03/2010 - 10:33

( Posts: 15514 | Credits: )


if they call your work, tell them you are not available to speak. if they know it is you (if you answer the phone and say your name, etc) tell them you are not allowed to recieve calls and hang up. if your boss notices, tell them you are dealing with fraud.
you will be okay, post the information when you can, this will all work out :)


lrhall41

Submitted by bea2ls on Sat, 02/06/2010 - 16:02

( Posts: 3840 | Credits: )