B of A debt help
Date: Wed, 02/03/2010 - 09:38
You have to get closer to 120 days or over. Just keep telling t
You have to get closer to 120 days or over. Just keep telling them that you cannot pay them and that you wish to settle. Eventually they'll make you an offer. In the meantime keep saving your funds so you'll have it to settle.
will do...IS there a % they will not go below? Thanks for the ad
will do...IS there a % they will not go below? Thanks for the advice
What about try to settle an Amex debit? About 22K...any advice?
What about try to settle an Amex debit? About 22K...any advice?
I have heard that they are hard to deal with...should i handle t
I have heard that they are hard to deal with...should i handle the amex account differently then then my other accounts?
You may want to read experiences others have had with BofA; type
You may want to read experiences others have had with BofA; type BofA in the search box in the upper right hand corner. Most have said BofA was usually easy to deal with.
Has BofA offered anything yet (reduced interest, reduced payoff period)? It seems that most creditors make offers around the 90 day mark and offers get better as time goes on; before charge off. Best of luck.
I settled amex at 75 days with nco for 35% over 6 payments. boa
I settled amex at 75 days with nco for 35% over 6 payments. boa I am at about 100 days with NO settlement offer. I am told at least 120 days and close to 180 to get the best settlement. I have tons of debt so ymmv. Good luck
Quote:Originally Posted by Bob TurlingI have heard that they are
Quote:
Originally Posted by Bob Turling I have heard that they are hard to deal with...should i handle the amex account differently then then my other accounts? |
They are hard. They will keep on books well past 180 days and keep assigning it to different collection agencies. Mine is now to the 2nd one. I will just keep offering my 30%
Handle them the same as any other.