The Bam Group Threats

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had to take a break from work to ask - exactly how many times are these effin morons going to call me to "serve" me by phone??? and every time they say "you have just one chance to contact the plaintiff..." ya know, i SHOULD have answered the phone but... and get this - the voice mail said "we're going to have to re-file your paperwork" and something about an "official complaint". hmmmm.... time to file another complaint with the AG. and the funny thing is, I STILL haven't changed my voice mail. It still says the same ol "you've reached the sprint PCS mail box of (phone number)." BLAH!

i got a call from the bam group about a pay dAy loan that i havent heard from in 2 years. I listen to there threat of "if you dont make an arrangment today, legal action is going to happen. Well i was stupid enough to give them my debit card number and they told me i will have to pay 3 payments of 130 dollars at the end of the next 3 months. I asked them to send documentation of this agreement and they agreed to. Its been 2 weeks no paperwork so therefore i closed my checking account before they took the funds. I recieved a call today saying that if i dont pay by 5:00 PM, i was going to get served summons for check fraud. When talked to the supervisor he told me the paperwork was mailed 2 days ago and should be here Next Wednesday. I told him thats when he should expect a payment. He then told me that i still had to pay today paperwork or not. Then some idiot of caller told he was sending me and email with the information and said that its going to take a while to get thru the system. I have called the attorney general's and was to told not to speak with them again. Now the debt true and i dont want to go to court. What should i do? I am from baton rouge, la.

They called me about a month ago left a message on the answering machine saying the same as everyone else serving me with papers blah blah blah, they called my sons cell phone and left a message (I have no idea how they got his number). Well a month later Thursday they called my home left a message, tried my cell phone that was a missed call, and they had the audacity to call my work and leave a message with my boss. This is so messed up! They didn't even want to verify if I worked there they just asked for her to leave a message for me. I am going to find out if I really owe someone and pay them directly and bypass these SOB's and then file a complaint with the Attorney's General office and FTC. I am not paying these people nothing. On an interesting note the call a month ago was the same voice of a woman as the second call but she said her name was different both times, my case number for my summons was different both times, and the phone number she left with my boss and on my answering machine were different hmmm and they are going to serve me riiiiight! Oh but it was my second notice! But different case number??

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Called attorney general's office here in florida told me that no they can not arrest you for this. I had actually given my debit card to them, they advised me to cancel and to dispute all charges that I had given to them and to make them prove to me in writing that I owe this. I am on the phone with the bank now doing this. I'm sure that I'll be receiving calls from their "process server" later today...

Got a call from someone that said he was a private investigator. It was a lie. He said that I was a "person of interest" in a check fraud case. It was a lie. Finally spoke t a "manager" that asked me, what's your point!!! Then, he called me a white trash cracker!!

this company has contacted me at my job. First it was a woman named Ashley Banks telling me she was going to come to my job and serve a summons for court for writing bad checks. I don't even use checks so she gave me the number to the BAM group and when I called a woman answered and said I had failed to pay for a payday loan and I need to make payment arrangements in order for the summons to go away. I was scared so I made the payment arrangements but after I hung up the phone I had this gut feeling about them because I've been scammed before so I started doing research on them and all I can find is this website with people reporting them. The woman told me I did pay towards the loan but it was only for fees. I asked how much the fees were and she said it was for more than the loan. A bunch of BS. I called the BBB of AZ because thats where they claim they are located and they said they are not licensed in their system. I called them back and they wont give me any more information on their whereabouts so I changed my account info. I was told they are not legit and they can't do anything to you. If they were a real collection agency they would say, "Please be advised we are trying to collect a debt" or something of that nature and this company said nothing like that. The one woman was even rude and hung up on me when I told her they were scam artists.

Hey guys, just read this post and I already paid them 500 dollars and they are supposed to withdraw 500 on June 30th. They said the will serve me and that I will be in violation of a settlement if I don't. They also said that it's recorded that I authorize all the transactions (which at the time I did). What do I do?

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First I want to state to those who are still getting calls from this so called BAM Group. First I believe they are going after another architecture companies name and that is illegal. They can never give any validity to their address or anything to verify exactly who they are they are idiots.

Here is my story and how educated myself-

On or around 6/4/2010 and I received a phone call from a Lisa P. stating I owed 2 payday lenders which I do, I'm not going to lie (MMG and DJR) other idiots. She stated I need to resolve this before I am served, being a process server is out about to serve me. Mind you I am late picking up my 8 yr old daughter from the bus. I told them to call me back. When they did (Courtney), she basically threated me and put me in a state of duress. She claimed if I do not pay and once I am served they will arrest me for bad check writing. I thought to myself "I can't go, my children need me", how and would of's went through my mind, I went into panic mode. Getting arrested in court and not knowing for sure is a mind boggling thing. So I then under duress set up payment's with my debit card from my bank, hoping to be able to pay at least $40.00 every 2weeks. Handling off of 1 income (my husband). She said "you must be paying your bills some way, there sure has to be a way to take something from somewhere to make a payment (robbing peter to pay paul, tactic). Now you can see the start of the delimma on this. Later I had to seriously pray and recoupe what sanity I had left. I later went online and started searching an found great information about my rights, especially from the FTC and FCRA. They called me today 6/18 around 3:30 same person from beginning Lisa P. stating my payment was denied for NSF, stupid as they are when your account is closed by the bank, a debit or credit card transaction will reply CLOSED ACCOUNT. I asked for an address to mail in payment or alternative because I refuse to pay by means of Electronic Representation. She stated (Lisa P.) that "we do not do money gram or western union" because there is no real proof payment has been sent. OK, now she is really ignorant. If a payment is sent by money gram or western union it is sent through a process electronically from one bank to another. Then you are given a MTCN number for verification. Ok, I am venting also, sorry! She got all flustered because apparently I fought back. She claims and I quote "I been here about 2 to 3 yrs and have seen many claim they made payments and never have or given a fake MTCN number" ummm! I ask for an address and yet again she refuses because "we don't take payments in". She said whe will transfer me over to a attorney. Ok, I am venting.... I get transferred to a Theodore Holygin (whatever) who claims to be the case manager. I told him "what happened to the attorney" he stated "well the attorney is busy now and I don't know why who ever transferred you over told you that, "I am just as good as one, mind you he is just a "case manager" I don't know when the legal counsel approved "case manager's" as legal counsel; I thought you had to be either a Legal Aid or a Licensed Lawyer and able to practice law in the state. I then again ask him for the address and yet again he refuses to do so, stating like everyone else claiming to mail in a payment & they never do, not stating you wont, but we cant take a verbal agreement in order to hold this file". In short I cannot get the information. I advised him of Florida statue 560.406 (worthless checks) and other statues pertaining to payday loan, and the amount allowed to collect and nothing more, his stupid #$% said this is not a mortgage so that does not apply (stupid). He insinuated that I had 10 loans out and probably have not paid anything on them, I am worthless, etc... I left the conversation with a hangup! This is all posted to say to those who receive ANY threats from these idiots $#$%^&#$ don't give them the time, educate yourself and sew them for harrassment.

LVNNFL - Florida Statues protect residents as well as other state statues protect their own. Education is power!

I got a call today on a private number that I've had for only 2 weeks in a state I just moved to. I havent given this number to anyone yet!! I havent had a pay day loan in over 5 years!! How do they get the phone numbers?

prolly just a wrong number

i got a call from my parents yesterday, freaking out, because this company left a voicemail with the same crap that has been listed before on this site. i'm just wondering what the laws are in utah. i tried to call the number, back, just to let them know that i dont pay bills that i haven't gotten in the mail, and i especially don't like threats like going to jail, on my parents number! just because someone calls demanding payment, doesn't mean i'm going to pay, especially if i can't verify the debt, or the company you are with. sorry for venting, any suggestions on where i can find out my rights in the state of utah?

Bams Phone Number is 1-877-780-0190 ask for Geno

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I was getting the same calls from these idiots at my JOB and finally I told them i don't care. You can come serve me if you want because I'm not paying you a dime. I told them I contacted my lawyer and the BBB and I havent heard from them ever since..They're just a bunch of scammers. Don't fall into it

Lets all get together and do a class action lawsuit. the fair trade act states fines up to 500,000. Let put these low lifes out of business.

Thats 500,000.00 split between all that is on the lawsuit. don't let BAM get away with this. put them out of business.

I had received several calls from a Julie Waters. She called claiming that I was going to be served papers because of fraudulent checks. She would not give me any information regarding the accounts. Just left voicemail after voicemail threatening. I received calls at work and with many family members. I have never taken out a pay day loan so I was quite distraught. Finally, I filed complaints with the BBB, Attorney general's office in PA and with the FTC.
Today I got a letter in the mail from the Attorney General's office. They were verifying the whether or not my complaint had been settled. Attached was a letter from Bayside Asset Management LLC. (The Bam group) The said that they do not practice such ways of handling customer accounts and said that all parties involved would have to be retrained. They would not admit to fault but said " As a matter of completeness we have instructed the management to absolve Ms. **** debt, and remove this information from our operational systems." It further goes on to say that they attempted to contact me to update me of the status, with no response. As requested, we have enclosed a copy of a letter that we sent to Ms. O'Connor reflecting that her account is PAID IN Full."
First of all they never tried to contact me and second while they started off the letter regarding my case they said a letter was sent to Ms. O'Connor. I am not even Ms. O'Connor. They put two different names in the same letter they sent to the Attorney General's office. I am not sure if the supposed debt is actually taken care of and that they will stop calling but I can tell just from this letter that I am not the only one complaining about this company, since they cannot even keep the names straight.
My advice to anyone having trouble with this company is to one Send a "Cease and Desist" letter as I had my attorney do, to The Bam Group located at 2925 East Riggs Road Suite 8-230, Chandler, AZ 85249. Then File complaints with the BBB, FTC and Your Attorney General's office. You can make them stop if you are persistent.
I hope that this can help someone because I know it was not fun for me to have to go through. They truly are scum.

On 07/06/2010 I was informed by my sister who lives in another county that a lady named Phyllis Jones left a voice message on her answering machine stating my name and that I have fraudulent check charges against me and for someone to notify me and to call (888) 832-9785 in reference to case #723603.

[SIZE=2]On 07/06/2010 at approximately 10am Phyllis Jones left a voicemail on my cell phone with a blocked number stating she had a court summons to come out to my place of employment and residence for charges of fraudulent check charges and if I have any questions or concerns to call (888) 832-9785 and ended by stating "you have officially been notified and you have been served.".[/SIZE]

[SIZE=2]On 07/06/2010 I called the number Phyllis left and spoke with the first person to answer the phone, "Tanna/Tanya or Hanna"--couldn't understand her. I told her of these messages and asked her the name of her company and she asked me "why do I wanna know" to the following questions: 1) What is the name of your company? 2) Are you a legal firm? 3)What is your name? She finally told me the name of the company is "BAM" and they are a legal firm. I asked if they were a collection agency or legal firm. She said a legal firm with attorneys present. I asked if they had a website. She said no, that it's under construction. I asked her name and she said she's not going to tell me and that she'd put me through to their supervisor. I informed her I didn't know of the debt she's speaking of and to tell me the name of the company that sent me to their collections. She named a few companies that could possibly be the one as they changed names. I told her no one has ever sent me anything in writing from this debt from 2 years ago that she's mentioning and that no one has ever called me, either, and to send me the information in writing about this debt. I told her to mail me the info and that I will look at it and try to resolve the matter and not to call my relatives' house and that it's illegal for debt collectors to call from blocked numbers and to leave messages like the one she left on my sisters' house phone and she said it was not illegal and said at the end that she will see me in court, then hung up on me while I was trying to talk to her.[/SIZE]

[SIZE=2]I called the number back and spoke with the same lady and said I wanted to speak to Phyllis Jones. She laughed and said there is no Phyllis Jones at their company and she asked me for my case #. I told her and she said she just spoke to me and said I was the one who just called her and said I wanted to go to court with them. I told her I never said that and asked for her name because I couldn't understand it and she again refused to tell me and put me through to her supervisor, Miss Leverett at extension #362. I told Miss Leverett I was trying to resolve a possible debt and wanted it sent in writing to the address I provided and she said she would send it. She accused me of being rude to the other lady because I was asking so many questions and maybe that's why the other lady hung up on me, telling me she'll see me in court. I told her I wasn't being rude but I wanted to know what this was about and was trying to resolve things and this is the first time I've been contacted about this matter and they're talking about suing me and charges of fraudulent checks. I told her it's illegal to leave messages on other peoples' home phone message machines and call from blocked numbers if it's a debt collection. Miss Leverett started yelling at me telling me I'm a scum and obviously stupid for writing fraudulent checks and for not knowing it is legal to call from blocked numbers and leave messages at relatives' houses on their answering machines. I told her I wouldn't ever intentionally bounce a check and I need to see the info about the debt in writing so I can figure out if it's a legitimate debt, especially because the debt is from 2 years ago, according to the lady that initially answered the phone. No one would tell me the amount to resolve the matter, either, when I asked on 2 occasions. She then told me, "You're pissing me off!" and threatened to have me arrested and go to my place of employment (in a hospital; I'm a nurse) and said she has papers to serve me in court for fraudulent checks and she'll see me in court.[/SIZE]

[SIZE=2]The address Miss Leverett gave me for their company at the beginning of the conversations is:[/SIZE]

[SIZE=2]BAM Group[/SIZE]
[SIZE=2]7515 W.Encanto Blvd.[/SIZE]
[SIZE=2]Phoenix, AZ 85001[/SIZE]

[SIZE=2]Thanks![/SIZE]




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i am ready to do a law suit against this company. they have threatened me and left messages for my sister for alleged check fraud.

I cannot count how many times these people have called my job and have gone through nearly everone of my co-workers for the past three months giving them the threats and the alledged case # and telling them I was to be served and they would meet me at my job to do so. Well after three months I have not one single mailing in the mail nor process server at my door just unfounded verbal phone threats made to me via my co -workers getting the calls. I have investigated them on my own and they are a rougue group trying to collect illegally. I have researched the laws of my state of Pennsylvania for collections practices and they have viloated every law in the books. I have been in touch with a "real" legal law firm who deals with laws suits against rougue collection agency and they were very familiar with them and would love to process a law suite against them but cannot find them to do so. That is how illusive these people are. My suggestion is that until someone can get their hands on these people to file suite, stand your legal ground with them and ignore them, demand proof of their vacant threats and refer them to your lawyer. Those threats will go away. I have had to change my phone # and inform my manager and supervisor and all my co-workers because they are persistantly calling even as of this day. I gonore them but they are pissing me off and I will do what ever I have to do to see they pay for this harrassment. This is beyond madness. Just so you know they are extremely rude to all my co-workers and give little if no info to identify themselves. If I could meet one of them I would be in jail and it would not be for an alledged debt.....use your imagination!!

I too received a phone message in Re: to a"company" that is sueing me and that the Summons and affidavidt is being Drawn at this time for prosicution, I then became worried they lady I first talked to told me that I am being sued, I kept askling by whom and she had enpough nerve to tell me she cannot disclose that information and that it is sealed in the envelope! Yeah Fools I actually believed them until the lady yelled at me and said How are you going to pay? I said With my wooden Nickels.
1) ask for a docket number
2.ask for the name of the company Sueing you
3). and ask for a number

If they cannot supply any or if yo get a docket number tell the m you need to verufy this and get a number to cal them back Call the city county buiding to which you live. and report it and NEVER accept the number again.