What should a young person do to up there credit report score
Date: Fri, 02/05/2010 - 20:51
I am a 22 year old college student that just started foucsing on my credit. My father committed fraud by using my SSN, yea poor lillte me a victim of fraud. However, I am cleaning up the conflict by disputing them and providing all information I can to prove it wasnt me. Futhermore, what are some small things I can do while in college to up my credit score, so that I can get low interest rate on a home and car when I graduate.
You are doing the right thing by disputing items that don't belo
You are doing the right thing by disputing items that don't belong to you. Apart from that you can do the following to maintain and improve your score.
- Do not rack up debt
- Don't be late on your bills
- Try to manage your debt at 35% of your income
- Use your credit cards cautiously
- Avoid getting too many credit inquiries in your report
