What story works best?
Date: Tue, 02/09/2010 - 13:11
Quote:Originally Posted by AnonymousWhat elements seem to be ess
Quote:
Originally Posted by Anonymous What elements seem to be essential when describing your plight for CC settlements to work with you. |
how about honesty,and sincerity.they can smell BS a mile away.if you can't pay,or pay right away let them know.most companies won't even discuss settlement until your at least 90 days past.some will negotiate at 120 days.each case is different.
Paulmergel- Hmmm...sorry if my somewhat cryptic message left you
Paulmergel-
Hmmm...sorry if my somewhat cryptic message left you with the impression I meant something concocted or dishonest- maybe "story" is the wrong term. Beyond "I can't pay or pay right away", is there anything in conversation that I would be sorry I mentioned- or didn't mention... ie. possible sources of money down the line, past incomes, outlook of future incomes... How much detail should be included- especially if I'm going to have to repeat this over and over again.
As Paul said "be honest". If you truly have a financial hardshi
As Paul said "be honest". If you truly have a financial hardship let them know. I have heard if you say you are going to borrow money from family and friends they may try to get more out of you.
Otherwise, there is not much you can say that will hurt you.
Quote:Originally Posted by AnonymousPaulmergel- Hmmm...sorry if
Quote:
Originally Posted by Anonymous Paulmergel- Hmmm...sorry if my somewhat cryptic message left you with the impression I meant something concocted or dishonest- maybe "story" is the wrong term. Beyond "I can't pay or pay right away", is there anything in conversation that I would be sorry I mentioned- or didn't mention... ie. possible sources of money down the line, past incomes, outlook of future incomes... How much detail should be included- especially if I'm going to have to repeat this over and over again. |
actually i meant it as alot of people either try to rehearse or are nervous about explaining their situation,and comes off as unatural.be sincere,be honest,and above all know that you are hardly the only one they talk to.sometimes that initial call is the hardest to make.been there done that.
Agreed. Honesty. With a bit of flavor, if you will. A couple
Agreed. Honesty. With a bit of flavor, if you will. A couple of them were really into why I got divorced (she cheated!). And they want to know about your reduction of income and how you feed yourself. Today they asked how I pay for my home (I don't...foreclosure pending). You get the idea.
