Beacon PDL

1. None of the payday lenders are legal in PA. You can check the state laws here.

2. You are right. You're only required to return the principal amount borrowed from the illegal lender.

3. Since your account has been sold to the collection agency, you now need to deal with them. But before paying them, confirm that they really own the account and also obtain in writing that the account has been paid once you settle. You can use the search box of the site to read more about the collection agency you are dealing with.

Whatever you do don't fax a copy of your bank statement to this or any company. They want you to prove you have made a payment with them with documentation, yet they haven't provided you any documentation they are even legally able to collect this debt? Nah, never admit to owing a debt on the telephone, first and foremost they need to send you a letter of collection via the mail (that is a federal law FDCPA), at which time you can request that they validate the debt.

Thanks Shazzers and SC for the info.

I called them this morning and after I explained to the first gentlemen(Ahmad Jackson) I was speaking to that I needed validation of the debt he then put me on the line with another gentlemen(he mumbled his name but said something about him being the Operations Manager). He stated that I owe $378. When I explained to him that the loan was only 200 and that I paid $89 on the loan he got extremely agitated and rude. He stated the call was being recorded and I told him that I also was recording the call(which I wasn't). He stated that he was not giving me permission to record the call. So I said I guess this conversation is over yet he kept on talking. Again I asked for debt validation and he said that it would take him awhile to get the original documentation but in the mean time he wanted me to make payment arrangments. When I explained to him that I will not make arrangements until I'm sure exactly what I owe he got more and more agitated. I stated to him that PDLs are prohibited in PA which he said is not true and that I have to follow the rules of the state where the loan company is located, which maybe true. So I asked him what state Beacon is licensed in and if they are a legal PDL lender. He couldn't give me an answer. He said that he would continue to call me daily about paying this loan. I said fine but that the only # I was giving him permission to call was my cell phone. He agreed but we will see. He has since emailed me which is not any type of debt vailidation. It's something from their company stating I owe $378.

I'm going to respond to the email with a thread stating the PA PDL laws

This place has been taking $89.00 out of my account every week for the last
8weeks over 1,000.00 I will stop payment if they do it again Feb 26, they will
not give another penny

Julie Miller

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Beacon has also been taking money out of my account and I cannot find a phone number for them!! I need to contact them ASAP to get this straightened out. THANKS!

Does anyone have a phone number for Beacon??? I need to contact them ASAP, as they are taking money out of my account, too!

anybody have a contact # or website for Beacon
they are taking enormous fees out of my account. Who are they? What is there contact information? Any help PLEASE?

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1-800-459-0743

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I had the same problem as all of you. Keep calling the 1/800-459-0743. Then dial extension 115 for Sherrie, she will pick up and answer. You will get problems with the number alot but keep callinguntil someone picks up it will work. Beacon onlye lets you pay the finance fee $89 or the full amount plus the fiance fee. You cannot pay down your loan.

Hope this helps.

I work for a collection agency. I highly recommend you have them email or fax the Settlement letter before you set up the payment. also, make sure they don't issue you an I-9 on the portion you don't pay where you would be taxed on the amount you don't pay. You can pay the full amount to have it deleted from your CB report but make sure its being reported in the first place.

this is really bad the number on the bank account statement does not work will try the number posted here thanks so much all for the post.

I have this number too 877-746-4993 and the fax number I have is 866-239-8023. I noticed my alleged loan agreement that I saved in my email has disappeared. But luckily I copied and paste the agreement in a word document. I find it really strange that they would send me updates via email and phone before each pay period and I would save them for my records, but every last one of them is gone. I know I saved them because I had a second loan taken out around the same time and I still have all of those updates and the original agreement.