how to handle credit card calls
They wont settle with you while you are current....it is going t
They wont settle with you while you are current....it is going to take a least a couple of month.
As Soaplady said, "it will take several months". I settled 6 re
As Soaplady said, "it will take several months". I settled 6 recently and never brought up "settlement" myself. I think it is better to play dumb and let them offer than you can counteroffer.
should i make any payments at all until getting a settlement off
should i make any payments at all until getting a settlement offer? for example one card that's around 120 days late is asking me to pay $100 to keep it from charging off. is that a good idea or should i just stall until they make a settlement offer?
So what exactly can ras say to cc companies? "I don't have the $
So what exactly can ras say to cc companies? "I don't have the $ right now", What would be the language to use? PS..How can I change my member name to on this site? or edit it how? can anyone help?
I have taken calls and simply state we would like to settle, and
I have taken calls and simply state we would like to settle, and will have to ask family for help if we do so. They keep pushing a payment plan and I simply tell them we cannot commit to that option. I am working with B of A. They have been very polite, however, did state that if I can pay AE then I can pay them, even though we were using AE for groceries, gas, etc. So now I have stopped using that also. It is just a red flag.
Quote:Originally Posted by Anonymousshould i make any payments a
Quote:
Originally Posted by Anonymous should i make any payments at all until getting a settlement offer? for example one card that's around 120 days late is asking me to pay $100 to keep it from charging off. is that a good idea or should i just stall until they make a settlement offer? |
Most will say no and just let charge off. However, if you think you need another month or two to save for settlement then you could pay just to buy time.