confused and worried
Date: Sun, 02/21/2010 - 14:27
Hi Guys,
I hope I can get an answer today to my concerns. Here is our story;
My husband and I filed for Chapter 7 and reaffirmed the mortgage loan on initial forms that we submitted to Trustee. However, we did not contact with our mortgage company before and just continued paying to them like nothing happened. We would like to keep our home no matter what. Mortgage company seems ok with this since we have been talking to them on the phone regarding payment times and everything other than bankruptcy issue.
We got Discharge of Debtor already like a month ago.
However, yesterday (Saturday -weekend !) we received a notice from Trustee office informing us filing with the Court on February 19th. They sent;
Application of Trustee to Employ Attorney for Trustee
Affidavit of Interest
Proposed order authorizing Retention of Attorney for Trustee.
On this letter, our mortgage company and our coop. management are on the cc as well.
We don't understand why Trustee filed these documents with the Court last week since we already received discharged letter from the Court. It seems like we don't need to do anything, but what if we are missing something and we loose our home.
Please help us understand. Today is Sunday and I can not get any information from Trustee office and I don't want to loose another night of sleep.
Thank you for your replies.
I hope I can get an answer today to my concerns. Here is our story;
My husband and I filed for Chapter 7 and reaffirmed the mortgage loan on initial forms that we submitted to Trustee. However, we did not contact with our mortgage company before and just continued paying to them like nothing happened. We would like to keep our home no matter what. Mortgage company seems ok with this since we have been talking to them on the phone regarding payment times and everything other than bankruptcy issue.
We got Discharge of Debtor already like a month ago.
However, yesterday (Saturday -weekend !) we received a notice from Trustee office informing us filing with the Court on February 19th. They sent;
Application of Trustee to Employ Attorney for Trustee
Affidavit of Interest
Proposed order authorizing Retention of Attorney for Trustee.
On this letter, our mortgage company and our coop. management are on the cc as well.
We don't understand why Trustee filed these documents with the Court last week since we already received discharged letter from the Court. It seems like we don't need to do anything, but what if we are missing something and we loose our home.
Please help us understand. Today is Sunday and I can not get any information from Trustee office and I don't want to loose another night of sleep.
Thank you for your replies.
Have you tried discussing the matter with your bankruptcy attorn
Have you tried discussing the matter with your bankruptcy attorney?
Hi, Thank you for your reply. we did not use an attorney. My hu
Hi,
Thank you for your reply. we did not use an attorney. My husband prepared all. documentation.
[QUOTE=;][/QUOTE] Hello. I just moved to the Miami area. I am lo
[QUOTE=;][/QUOTE]
Hello. I just moved to the Miami area. I am looking for a solid company to help me with a refinance. I purchased the house from a short sale and had to do business over the phone because I was living in Az. I dont think that I got a good deal. My interest rate in now 6.99 percent. I think that I can refinance and get a much better deal. Please point me in the right direction.