A judgement letter, what to do ? Need help.

first step is to contact the court clerk's office in Richmond county and look to see if there was an actual judgment or even a court case filed against your wife at all. If there was one, you will need to file an order to show cause with that court, requesting that they vacate the judgment due to improper service and improper venue. They can only sue you in the county you live in, they cannot just pick any place and file suit there--thats what improper venue is. It just means they filed the case in a court that doesnt have jurisdiction over you because you do not live in that county. Improper service would be because they never served a summons in the case, which is illegal.

If you check and you find no case was ever filed in Richmond County, then check your own county. It is possible that the attorney's office is located in one county, whereas they have the legal ability to practice law in your whole state. Check the court clerk's offices and get back to us, let us know if you find any actual case or not. We can go from there....

Thank you so much for the quick reply. This letter brought too much stress on us. While we will be searching with the court about the judgement, should we reply to the letter that the law office sent disputing it's validity ??

I wouldn't bother. Your friend now is the court system as they can vacate the judgment while the law office will just waste your time.

Agreed--if you contact them, they will only hound you for payment and generally harass you. At this point from what you posted, they have either fraudulently obtained a judgment against you, or they are lying about getting a judgment against you....and either way, they are not to be trusted. Check with the courts and get back to us and we can help you determine the next step to take.

Thank you friends. You people are so helpfull. I really appreciate for the help in my critical times...Thank you so much.

Dear Friends, I checked our County General District Court Civil Division (Prince William)and clerk said NO JUDGEMENT WAS AWARDED AGAINST MY WIFE as of today, and nothing was filed by Discover Card as per Law firm's letter. I also checked with the county clerk of civil division (Virginia Beach County), the county that showed Attorney Office in the letter. No judgement is there either. Lawyers letter showed that licenced to practice in NC and VA. It really surprised me if it is a lie by the law firm. Do they usually do that ?? Also one thing, we moved twice during the last 1 year but within the same county. Our County clerk said something pending filed by Providence LLC. We do not know who that it. She has several credit card default. May be it is one of them. We did not ask any details since we did not receive any summon, may be delivered to the old address we moved from. What should we do ?? Please advise for the both case. Thank you so much.

I have a similiar case that happen to me. Could someone help me to which type of forms I can use to file a contesting of a levy on my personal accout for $9,300 on Mar 1, 2010. I am on a limited time and I called the court and they would not help me but direct my to the Better Business Bureau. This judgement was for a business that I signed for a credit card and was never paid. The business was a corporation but they sued me and file a judgement against me and levy my accounts. I am very upset about it. The money in my account was my brother for an IRS refund that I was to give to him. It so happen that the automatic came and the levy came so they took the money. What can I do...help..anyone outthere...thanks

I have been through this. Show proof the money WAS INDEED your brothers and they will return it. You must answer the papers that were served on you. Do it now.

You need to show proof the money in your account is not yours, such as a copy of a check or deposit showing his name and the amount....you would probably then have to go to the court house and see the civil clerk and show them...you might have to go to the bank too.

just a quick question - i thought the IRS wouldnt auto deposit into someone else's account. was this a physical check?