CA calling for a past due medical bill
Date: Tue, 01/17/2006 - 07:36
Submitted by Cow & Chicken
on
Tue, 01/17/2006 - 07:36
Total Replies: 10
My husband recently received a letter from a local CA regarding a past due medical bill involving his son. Now this is where I get confused. Hubby has already paid them partially but he only owes seventy percent of the bill. His ex-wife is responsible for the other thirty percent. This is clearly stated in the child custody papers from the court. The CA states they don't get involved with issues like that. He said we should pay the whole bill and try to recover the other amount from hubby's ex-wife. Well, we don't think this is such a great idea because she most likely won't pay us back. It's happened in the past. Should we write a letter to the CA stating we are only legally responsible for seventy percent of the bill and include copies of the court papers? Should we also write the original creditor with this information as well so they can re-bill his ex-wife? The original creditor was made aware of the situation a long time ago.
Also, how old is the medical bill and when was the date of last
Also, how old is the medical bill and when was the date of last activity in this account? Since it's an unsecured debt, statute of limitation applies in this debt also.
As you have the legal papers proving the share of the debt of each party, your husband is entitled to pay only that much amount only that he owes.
But, remember, the collection agency will call your husband again if they are unsuccessful in collecting the money from his ex. Keep your basis covered legally and place the item on dispute whenever required. You will be able to take care of this situation in the proper way.
You said that you have notified your creditors earlier about this matter. Did you inform them in writing? The reason I am asking is that when you will place this item on dispute with the CA, they will verify it with your original lender. They should be aware of this situation well in advance and if they deny, you can show them proof of your notification sent to them.
Okay guys these collection agencies are really beginning to piss
Okay guys these collection agencies are really beginning to piss me off. :evil: . Today I received a letter from Mid South Credit Bureau stating I have ignored my debt and they will take all legal methods necessary to resolve. I have payment arrangements for $ 50.00 a month due on the 15th of each month. Payments have been consistent, never late. I still owe $280.00 on the bill and plan to pay off when we file the taxes. Anyway, my question is, how can they say I am ignoring my debt when I have every cancelled check since I started paying the bill? Is this their way of getting me to get the bill paid off so they don't have to mess with it? Today I sent them a letter stating that I wanted within 5 days of receiving letter a itemized statement of every payment made. Did I jump the gun, or was I in the right to send this request?
I have often heard CAs use not only illegal methods, but also re
I have often heard CAs use not only illegal methods, but also represent your account falsely. Though you have been paying the account regularly and you have facts to prove it, I can assume that they tried to misrepresent it in hopes of getting more money from you. Or, there is a possibility of a data entry in their system.
You have done the right thing by sending a letter to the company requesting the payment slips. Hope everything gets in order soon. Do let us know about it.
Mom of twins, do you have the receipts of the payments made so far? Keep all your proofs in hand.
I have all the cancelled checks. I have to send the payments by
I have all the cancelled checks. I have to send the payments by mail.
Mom of twins, sounds like you have your ducks all lined up in a
Mom of twins, sounds like you have your ducks all lined up in a row. I feel you have done the right thing in writing to them and requesting an itemized statement. They're saying you're ignoring your debt, yet you have been making payments every month, I would want proof too! I would want to make sure my payments have been applied being the CA is saying this. I would think that between you getting the statement and your cancelled checks, you're good to go and have nothing to worry about. Is this CA out of Jonesboro, Ar.?? shirley
Hi David, No, we didn't inform the original creditor in writi
Hi David,
No, we didn't inform the original creditor in writing. It was by phone and it was before I found this forum. The medical bill is a little over a year old and it's valid. We have no problem paying our portion of it. I don't have any doubts about the collection agency either. We will send a letter with copies of the legal papers this week. Then they can contact the medical company. It also looks like I got my first official collection letter from a payday lender who placed it with a third party collection agency. I tried to call but didn't get through. It doesn't list the orignal creditor on there. Can I find a copy of a DV letter on the FTC website? I will need to take care of this within the next few days.
You can pick the debt validation letter by putting a search on t
You can pick the debt validation letter by putting a search on the google. Tailor it according to your needs and send it through certified mail.
medical debt
I just received a hospital out patient bill for surgery that was done on 05/08/2000. I have in last two three years been paying off medical debt that I thought was the same bill, it was radiology fees and Physician fees. Just got my credit report for the third year and now 3700.00 worth of past due hospital bills is on it. Should I pay this or has the statute of limitations run out?
You will need to check the SOL in your state. It varies by stat
You will need to check the SOL in your state. It varies by state. You will also want to send debt validation letters to the collection agencies that are listing these accounts. You can find a sample letter in the DIY section of the forum. Always send certified mail with return receipt requested so you have proof that they received the letter. Also keep a copy of the letter for your records as well.