Do I make arrangements with PDL junk collector?

Date: Wed, 03/31/2010 - 10:48

Submitted by trujilt
on Wed, 03/31/2010 - 10:48

Posts: 21 Credits: [Donate]

Total Replies: 3

Well as I have posted before I have 3 IPDL's that I let default so I can make arrangements for the legal amount. I have been notified that all 3 have been sent to National Credit Adjusters. I have received a notice from NCA for one PDL..National Group...and have sent them CD and DV letters via certified mail. I received a call from them here at my work this morning. Aren't they suppose to stop calling after receipt of the CD letter? I plan to follow the same plan when I receive letters from NCA on the last two loans...Vince Enterprises and Nakaman (Clearwater). My question is this...since I still owe eacn of these loans for the principal amount should I make payment arrangements for the amount I owe? After reading evverything on NCA it seems they are not good people to work with...not sure I would want to give these people any of my information. Or should I let the law work for me since it ws their poor luck that they bought an illegal loan? I tried to contact the original PDL but have been told the loan was sold and I owe them nothing that I would need to contact the 3rd party collector. Any advice would be wonderful. :confused:

we always advocate paying the principal amount on illegal loans.

we always advocate paying the principal amount on illegal loans. i would request a physical address to send money orders to. do not give them any credit card or bank information.
if a third party contacts you, send out a DV letter.

lrhall41

Submitted by bea2ls on Wed, 03/31/2010 - 11:59

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Yes I want to be responsible for the legal amount. The 3rd party

Yes I want to be responsible for the legal amount. The 3rd party collector has contacted me which is why I was asking if I make payments to them (NCA) since the PDL has basically dismissed me. Do I settle with NCA and make payments to them? I already sent the CD and DV letters. Woudln't I look like an idiot if I ask to settle now?

lrhall41

Submitted by trujilt on Wed, 03/31/2010 - 12:11

( Posts: 21 | Credits: )

oh I am sorry I misunderstood :) i would wait for the third part

oh I am sorry I misunderstood :)
i would wait for the third party to validate (actually unlikely since it's probably a bottom feeder, if they collect for illegal loans). They knew the loan was illegal and to be honest it is probably not even a collector but another sector or branch of the payday lender. you could ask one more time to settle with the lender and than wait it out for them to validate.

lrhall41

Submitted by bea2ls on Wed, 03/31/2010 - 13:21

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