logo

Debtconsolidationcare.com - the USA consumer forum

is my accuont charge off yet

Date: Fri, 04/02/2010 - 02:07

Submitted by anonymous
on Fri, 04/02/2010 - 02:07

Posts: 202330 Credits: [Donate]

Total Replies: 2


Hi, I stopped paying citicard for 12 months, called citicard and they refered to some ventor collection agency. Collection agency asked me to write check to citibank. Does this means my accuont not charge-off yet and if I pay the amuont in full will avoid bad records?


Hi,

To know whether or not your account was charged off, you need to pull a copy of your credit report. All the accounts with every detail is listed on your credit report. From there you will come to know who now holds your account.

Thanks,

Alysse


lrhall41

Submitted by on Fri, 04/02/2010 - 03:38

( Posts: | Credits: )


The account will be charged off citibanks "good" books and is now a collection account. Since the CA is collecting third party, Citibank still owns the account. It is not uncommon to have the check made payable to the creditor...however the CA will probably cash it since they have signatory rights.


lrhall41

Submitted by SOAPLADY on Fri, 04/02/2010 - 04:58

( Posts: 17315 | Credits: )