HELP! Bankruptcy dicharge approved. Reaffirmation signed but had to give vehicle back!
Date: Thu, 04/08/2010 - 06:23
I need help and advice. In August of last year, my husband and I had to file bankruptcy. The consumer law center let us down and took all our money.
In the bankruptcy, we signed a reaffirmation form to keep our vehicle. We still made the payments and drove the vehicle. Up until two months ago. My husband got laid off and we were not able to keep up with the payments. So I contacted Wachovia Dealer Services.
Wachovia did sell the vehicle at an auction. Now we have a collector coming at us for $2000. WE do not have it. I do not know what to do...
Can I call my bankruptcy lawyer? Is there any thing he can do?
Any advice is welcome!
In the bankruptcy, we signed a reaffirmation form to keep our vehicle. We still made the payments and drove the vehicle. Up until two months ago. My husband got laid off and we were not able to keep up with the payments. So I contacted Wachovia Dealer Services.
Wachovia did sell the vehicle at an auction. Now we have a collector coming at us for $2000. WE do not have it. I do not know what to do...
Can I call my bankruptcy lawyer? Is there any thing he can do?
Any advice is welcome!
I am not real savvy on bankrupcy so hopefully someone who is wil
I am not real savvy on bankrupcy so hopefully someone who is will come along and help. But I would check your records, like how much was left due on the car and is the $2000 what is left over after it was sold? They have to subtract the buy out from the balance due and you would be liable for the remaining balance.
Thank you Goldenbast. That is what i found out too.
Thank you Goldenbast. That is what i found out too.
