Illegal loans? Help please!!!

You can check out the following discussion about Loanpointusa in Florida.

http://www.debtconsolidationcare.com/settlement/loan-point-usa.html

However, I'd also suggest you to check out with the office of Secretary of State since some pdls also operate as CSOs (credit service organisations) in FL.

LoanpointUSA isn't a licensed lender in your state nor are they a CSO.

Based on what I have read from their website (IdealGelt) they are only a site which locates payday lenders, I could be wrong but that's what I am thinking. This is all I could find on them but I don't think they are the ones who actually loaned you the money, I think they are the ones who get a cut for referring cutomers to lenders. Just a guess. Recheck your contract or look at your bank statement to see who actually deposited the funds you borrowed. Administrative Contact:
[URL="http://cqcounter.com/whois/index.php?query=SilentRegister.com"]SilentRegister.com[/URL] Domain Registrar (admin@[URL="http://cqcounter.com/whois/index.php?query=silentregister.net"]silentregister.net[/URL])
+1.2503869291
Fax: +1.2503869291
620 Toronto Street
Victoria, BC V8V1P7
CA

Technical Contact:
[URL="http://cqcounter.com/whois/index.php?query=SilentRegister.com"]SilentRegister.com[/URL]
Richard Lanoszka (support@[URL="http://cqcounter.com/whois/index.php?query=SilentRegister.com"]SilentRegister.com[/URL])
+1.2503869291
Fax: +1.2503869291
620 Toronto Street
Victoria, V8V1P7
CA

My bank debits said IdealGelt. They are the one who lend the money. But I cant find anything else on them.