Zip19 Help

Closing your account is the only way to stop them, that's what I would do, then pay them via the mail with payments you can afford. They will tell you they won't or can't accept payments via the mail but if they want paid, they will eventually agree. Just tell them no address means no payments. You would only owe them the principal amount you borrowed and not a penny more. Just make sure they aren't licensed to lend in your state before you proceed.

Thanks for your help. I'm going to close my account or put a hard debit block on it tomorrow. It was my understanding that Utah law requires a payday lender to be licensed in Utah to operate legally. I've seen elsewhere in the forums that Zip19 is only licensed in Canada. So this makes them illegal, right? Sorry, if I'm missing something, there's just a lot of information to take in. Thanks again.

Also, I have a few payment plans set up with legal payday loan companies. If I close my account, then they'll come after me and I certainly won't want to give them my new bank information. Any ideas?

Get a prepaid credit card to pay your legal payday loans. Explain to them that you had to close your bank account due to fraud and tell them you're not opening a new one. They don't need to know that you have a new account. And, if you've overpaid Zip19, I'd demand a refund of any overpayment.