Debt settlement

You're right that defaulting on your credit cards would affect your score. Hence, you would need to determine what's important to you.

Is balance transfer an option to you? You can transfer your high balance credit cards to low interest ones and try to pay it off before the low interest period wears off.

balance transfer and constant using the cc is what gave me 6 credit cards.
I have tried using balance transfer and now I'm out of options..

Can i still try to pay my other 3 low balance credit cards?
will this help/repair my score?

It is not safe to hold more than one or two credit cards. If you find it difficult to settle your debts get into any debt settlement program to clear your debts. To settle your debts visit here www dot debtsolutionsgrp dot com.

You actually need to think about what exactly you are looking for! If you are looking to pay off the low balance accounts by defaulting on the high balance ones, then your credit score will take a hit. Instead I would suggest you to have a word with these creditors and explain them your situation. May be they will work out a payment plan with you which you can afford. A debt settlement program would not be a good suggestion! Why pay someone else for something which can be better done by yourself FOC??

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