SOL are changing!!! Oh No!!
Date: Tue, 04/20/2010 - 21:19
Hello debtors! I am a senior collector at Portfolio Recovery Associates and can assure you that business is thriving! Feb 2010 was the biggest month in the history of the company and our shareholders are very satisfied with their earnings. J As of today, PRAA was up 0.72 and enjoys so much heavy trading volume that, despite the company having such small capitalization, is listed on the NASDAQ instead of the pink sheets.
We just secured a contract with the federal government to collect taxes! Uncle Sam loves us! Yep, the feds found us useful and will now be using us to collect back taxes too. Talk about job security! J
The lawsuits are a joke in comparison to our level of profitability!
Every major corporation has pending lawsuits and PRA is no different. It???s because many of our junior collectors are college kids that find it entertaining to belittle deadbeats who are a burden on our society by borrowing money and never repaying even though they agreed. Deadbeats cry and whine and claim FDCPA violation. (boohoo???pay your bills) We take pleasure in reminding you in every way that we can that deadbeats like yourself are the reason our country is in the mess that it???s in. You over-extended yourself and now, when it???s time to pay the piper, you duck and hide like scum. One word???loser.
I can assure you that no matter how much you try to duck and dodge your responsibilities we will find you and will follow you to the grave if we have to.
No body knows the FDCPA and it???s loopholes better than us and I assure you that you will never be rid of us until you suck it up and pay your bills like you should have in the first place, whether it???s past the SOL or not. One of my favorite calls is when someone changes their phone number and then our skip tracing efforts locates the new number on the first day the debtor has it. We will always have a number to call to find you whether it???s your home, POE, immediate family, in-laws, land-lord, ex-spouse, ex-employer, child-hood friend, or anyone who may or may not recognize your name if asked. If you are determined to avoid us, be ready for you and many of the other people you know to receive friendly contacts from us perpetually. That???s the beauty of 3rd party collections???we own the debt for good and don???t re-sell! When you die, we???ll call whoever inherits the debt until it???s paid and maybe even leave notes on your headstone to give us a call back whenever it???s convenient.
The SOL simply means we can???t sue you but you still legally owe the debt. If it???s assigned to your SSN than you???re done for unless it is disputed successfully.
Most consumer initiated disputes are unsuccessful so you???d better have a good story. If you don???t pay your debt than you better be ready for us to be a part of your life. If you don???t like the calls, send in a written C&D letter. We???ll just call someone who knows you. Maybe even your employer and we???ll ask them to write down our company name so they can give it to you.
Current Statute of Limitation laws are changing so get your legal council on speed dial!!!!
As our nation has experienced the negative impact of overextension of credit and the ramifications of tremendous amounts of charged off debt, the laws pertaining to credit enforcement are changing. Lawmakers have remained very quiet about this change but it???s coming about in phases. The first phase was the tightening of restrictions for filing bankruptcy. Look at the amount of bankruptcies being dismissed today compared to 2 years ago! It???s amazing! J The second phase was the increase in difficulty in securing credit and tightening it???s restrictions on to whom credit will be extended. Sub-prime lending is a thing of the past. The third phase, and my personal favorite, is the changes to SOL laws that are in the works. Right now, each state has different SOL laws and the federal government has allowed that particular issue to be handled at the state level. Now, there will be a federally-imposed uniformed SOL legislation that is vastly different and way more beneficial to me, Mr. Collector! If you are currently hiding under a SOL, be ready for it to disappear and to receive a legal demand notice in your mailbox. Our Thomas West offices and the other thousands of PRA credit/contractual law offices will be sending hundreds of thousands of demand letters in the up-coming future! The days of offering a SIF arrangement will be gone and payment in full will be expected. If you think I???m bluffing???that???s fine. Just don???t cry to us when this happens in the near future. Should???a paid your bills. If you have any questions, feel free to give me a call at 1-800-383-8013. I do need to advise you that this is an attempt to collect a debt by a debt collector and any information obtained may be used for that purpose. Also, your call may be monitored or recorded for quality assurance purposes.
Look at all the good news about PRA and getting deadbeats to pay!!
All links removed as they are irrelevant and bogus. Shazzers
very amusing. you should be proud of yourself. you can go online
very amusing. you should be proud of yourself. you can go online and blog about "dead beats" who dont pay thier bills. your mamma must be very proud of you. i've been in collections going on 5 years now and have came across may insecure jackasses like you who feel the need to "beat up" on people so you can reasure yourself you dont have penis envy. yeah we basically do the same job but i would never put myself into the same class as you bottom feeders. i will admit somtimes you have to rough somone up to get them to pay, but at the same time you still have to be respectful. the diffrence between me and you is i acually collect money because i am a decent human being, and i enjoy helping people. and you on the other hand, well who is acually going to get out a checkbook and give thier bank account number to a creepy, pompas, jackass. say what you want but you and i both know your "tactics" are not as solid as you lead us to believe. you have to sue people because everyone knows you are a joke and no one takes you seriously. that is somthing to be proud of. so keep up the good work and maybe one day when your so called magnificent company cans your sorry butt and you are thrown out into the streets in this cold, hard world, maybe you can miss a few payments on your car, or house, or credit cards and recieve the same treatment that you dish out to other people. karma is a witch, so watch out.
Sorry to blow your bubble but none of the urls worked (at least
Sorry to blow your bubble but none of the urls worked (at least for me). :(
Quote:If you don’t like the calls, send in a written C&D l
Quote:
If you don’t like the calls, send in a written C&D letter. We’ll just call someone who knows you. Maybe even your employer and we’ll ask them to write down our company name so they can give it to you. |
Wow....he really knows his FDCPA. Two violations...violation of the cease and desist. Plus they cannot disclose their company name unless specifically asked. Portfolio RECOVERY Service, the name alone reveals that a debt it owed.
Would love to talk to you....I could use some easy fast cash.
this crackpot was on another portfolio thread spouting the same
this crackpot was on another portfolio thread spouting the same stupidity.what's the matter?things must be really down at old portfolio recovery for him to lie out of his A$$ like this more than once.
This guy is just a troll trying to get a rise out of someone. I'
This guy is just a troll trying to get a rise out of someone. I'd just ignore him.
after some thought i agree...thread locked.
WoW! I must say I had a good, rolling laugh at that loser colle
WoW! I must say I had a good, rolling laugh at that loser collector! That was the most entertaining and grasping at straws post from an obviously desperate CA. Like Soaplady said above, I would love to have you guys call me....delighted in fact.
I have not heard a word about this uniform SOL reformation, but even if it happens, SO WHAT? You guys violate left and right so often that even a debt still in SOL is going to get closed permanently and YOU paying US for the violations.
So....have a nice day chump.
