Expecting collection agencies to start

As your account is past due only by one month. So the account is still with Credit One. Untill the account get past due more than 90 days they can't send it to the collection agencies. what I will suggest, as your debt amount is a very law amount try to pay off this by making into installment. because once the account goes into collection then they will keep calling you and harassing you. So, why to take chances and by that time your amount will also increase as they they keep charging their interest and the last fees.

I'll try to sell something and send them what I can. I'm not worried about the banks for now except the payday loan trying to go through on a closed acct. I know they'll be after me, but is it illegal since the bank charges off my account? I plan on paying everyone when possible but things like car insurance must come first. Thanks for the reply. Man, one week of bad spending & it all went bad.

I know, but most of the Online PDLs are not legal to work in your state. They are not licensed holder. So, first you need to find out whether this PDLS is legal or not.

Call Cashnet USA asap. Let them know what is going on, be honest about what you can pay and when. Chances are good that they will work with you on your remaining balance.

I haven't paid anything yet and I already worked it out to 3 payments @ 225.00/mo. Now I can't even come close to that. I've read on here somewhere that once you contact them they really start to hit your acct. I've also read that they're licenced to do business here in Co. so I seriously take them as legit. Like a fool I was going to roll a couple PDL's until June 15th but stopped that thinking. This is my first PDL.

So far I've got contact Credit One & contact Cashnet. I really appreciate the help so far. I was going to contact Cashnet last minute since I still have a little, little time. They're going to want some $$ immediately I know and I would give something if I could.

So I contacted Credit One & I'll Fax them so they don't call & let it go from there. If I get lucky for reason & can send something later I will but @ least they put some notes on my current difficulties-might help. Contacted Cashnet & they're going to push the regular payments through as scheduled. One might go through just before my bank closes the acct. but they do know my current situation & was told to contact them in a couple mos. when I can start making payments. Looks like I'll be paying these things forever but I think I did enough to stop these from going to a collection agency for awhile. Have to wait I guess, thanks for the help though.