logo

Debtconsolidationcare.com - the USA consumer forum

Number of Days Past Due Is Regressing?

Date: Wed, 04/28/2010 - 15:30

Submitted by Kat1975
on Wed, 04/28/2010 - 15:30

Posts: 26 Credits: [Donate]

Total Replies: 3


Just check my citibank account online and it shall be 186 days late but it now say 150? Last time I check it was 176!!!!


Quote:

Originally Posted by Kat1975
Just check my citibank account online and it shall be 186 days late but it now say 150? Last time I check it was 176!!!!


I had like issues with tracking my cc's and past due dates.

Wanted to beat the charge off thing.
And of course obtain the best deal for me.

Some of the cc's use the date of last payment before the late date.
Others use the late date as a focal point.

I never discovered the logic behind their madness.:(
Wait, it's cc logic so there is no logic.:D


lrhall41

Submitted by King Jabba Labba on Thu, 04/29/2010 - 20:37

( Posts: 507 | Credits: )


Exactly - no logic. I quit paying all of mine at the same time. Chase and B of A had me about 90 days which was right, but Cap 1 had both cards like 150 days. On one of the Cap One cards on a Friday it was 120 days late and then on Saturday it was 130 days late etc. It was hysterical. Never did figure out what they were doing. The good news was I was closer to charge off and therefore closer to settlement earlier than expected. I didn't have to deal with the calls as long so I liked that.


lrhall41

Submitted by Debt Free to Be on Thu, 04/29/2010 - 20:44

( Posts: 412 | Credits: )