logo

Debtconsolidationcare.com - the USA consumer forum

Forums
  • Latest topic

Called Chase Today

Date: Wed, 04/28/2010 - 17:19

Submitted by sunkist
on Wed, 04/28/2010 - 17:19

Posts: 16 Credits: [Donate]

Total Replies: 11


I'm 208 days late, charge off this friday
Called Chase today, after going through the spill of why I can’t make payments, the women left the phone and came back about 5 min later, she said they refuse to settle for 30 %.
Then she says, well maybe if you settle both my accts one for 30 % the other for 50% they might take it, (I have never been late on 2nd acct of 7k cause the interest is only 3% it was a WAMU acct they bought, I didn’t want to lose the interest if I could get a job, if I stop paying the 2nd acct the interest will go to 29%).
Then she said if I could make a payment of 280 that would give them more time to settle, she said there is not much time left to settle this acct that they need more time.
I asked why won’t they settle, she says cause in Dec 2009, I offered 5k on 17k and they refused back then, so now I do not qualify for a settlement. That does not make any sense.
Then she said, maybe it would be best if you filed bk but we don’t want you to file bk. I told her, I don’t want to do that cause I feel bad enough I can’t make the payment.
She told me she sent the offer to them anyway and for me to call back Thursday maybe they will change there mind.
A month ago I got a letter from Chase stating charge off is coming soon, after charge off Chase may keep the account and call you for payments or send it to CA
Should I stop paying on the 2nd acct?
I know I’m going to stop paying on Target it is already 29% interest, and I hear they are hard to deal with.
I will post again after I call Chase on Thursday


"I asked why won???t they settle, she says cause in Dec 2009, I offered 5k on 17k and they refused back then, so now I do not qualify for a settlement. That does not make any sense."

She was an idiot.
Check out the forums and find the other contact numbers for Chase.

Here's a couple that I have:
[FONT=Calibri][/FONT]
866.847.9513

888-729-1403

Other Debtconsolidationcare members may add some others.


As you will find out, they are among the easiest to settle with.
However get through to the right person, don't settle for an idiot.

Good Luck!


lrhall41

Submitted by King Jabba Labba on Wed, 04/28/2010 - 17:54

( Posts: 507 | Credits: )


[QUOTE=sunkist;691689]I'm 208 days late, charge off this friday
Called Chase today, after going through the spill of why I can???t make payments, the women left the phone and came back about 5 min later, she said they refuse to settle for 30 %.
Then she says, well maybe if you settle both my accts one for 30 % the other for 50% they might take it, (I have never been late on 2nd acct of 7k cause the interest is only 3% it was a WAMU acct they bought, I didn???t want to lose the interest if I could get a job, if I stop paying the 2nd acct the interest will go to 29%).
Then she said if I could make a payment of 280 that would give them more time to settle, she said there is not much time left to settle this acct that they need more time.
I asked why won???t they settle, she says cause in Dec 2009, I offered 5k on 17k and they refused back then, so now I do not qualify for a settlement. That does not make any sense.
Then she said, maybe it would be best if you filed bk but we don???t want you to file bk. I told her, I don???t want to do that cause I feel bad enough I can???t make the payment.
She told me she sent the offer to them anyway and for me to call back Thursday maybe they will change there mind.
A month ago I got a letter from Chase stating charge off is coming soon, after charge off Chase may keep the account and call you for payments or send it to CA
Should I stop paying on the 2nd acct?
I know I???m going to stop paying on Target it is already 29% interest, and I hear they are hard to deal with.
I will post again after I call Chase on Thursday[/QUOTE]
I had 2 accounts with chase,one for around 10000 which i settled at 30% and also one that was wamu.I kept paying the wamu account and was never late and am still current with it right now.They never mentioned it when we were talking settlement so i don't know if it matters in your case but it didn't in mine.


lrhall41

Submitted by on Wed, 04/28/2010 - 18:38

( Posts: | Credits: )


Quote:

Originally Posted by mac123
They just offered me 25% but Im deciding if I should wait for 20 %
Thanks


25% is a great offer...if you can afford it, take it. How late are you? Are you talking with any special dept?

They have offered me 35% for two months and won't budge; unfortunately I don't have the funds for 35%....I need to be around 28%.

Thanks.


lrhall41

Submitted by MGB on Thu, 04/29/2010 - 10:36

( Posts: 33 | Credits: )


Called Chase today, they now say I need to make a payment of 129 or it will go to CA or our legal department and your credit well be damaged and you can not talk to use any longer.
I told her, I???m too old to worry about my credit now, I???m too deep in debt.
She says, maybe the CA well make a deal with you.
I asked why I don???t qualify for settlement, this time asking she said she does not know why, the notes just says DO NOT SUBMIT ANY OFFERS.
Then she says, she was told Chase is not taking any more offers from anyone.
She wanted to know why I could not pay 129 now, I told her I could give her my other Chase payment, but then I would be late on that acct.
She says, SORRY I CAN NOT HELP YOU, good luck.


lrhall41

Submitted by sunkist on Thu, 04/29/2010 - 18:38

( Posts: 16 | Credits: )


Quote:

Originally Posted by sunkist
Called Chase today, they now say I need to make a payment of 129 or it will go to CA or our legal department and your credit well be damaged and you can not talk to use any longer.
I told her, I???m too old to worry about my credit now, I???m too deep in debt.
She says, maybe the CA well make a deal with you.
I asked why I don???t qualify for settlement, this time asking she said she does not know why, the notes just says DO NOT SUBMIT ANY OFFERS.
Then she says, she was told Chase is not taking any more offers from anyone.
She wanted to know why I could not pay 129 now, I told her I could give her my other Chase payment, but then I would be late on that acct.
She says, SORRY I CAN NOT HELP YOU, good luck.


Wow isn't that strange, why can't you submit offers?
Sounds just like what citibank is doing to me!!! They never came right out and said those exact words but I call one day and made a offer of 35% (2nd time) and later that week called back and my offer was never submitted.
He told me he could not offer 35% again. I would need to go up? You can only make one offer and if it's not approved for 35% TO BAD! Crazy and I know he is lying! BUT what can I do! Try with 6 different people and so far nothing!!!!!


lrhall41

Submitted by on Sat, 05/01/2010 - 19:00

( Posts: | Credits: )