Can't get a small loan
Date: Tue, 05/04/2010 - 10:45
I have only $2000 in credit card debt, but I am behind on my mortgage. I need $3000 to catch up my mortgage, and would also like to pay off my cards. I have bad credit, and have not been able to get a small loan (from anyone) for even the $3000. Any suggestions?
Go for a Debt Consolidation Program and try getting the credit c
Go for a Debt Consolidation Program and try getting the credit card debts settled by making just one monthly payment depending on your financial situation.
have you talked to your mortgage lender at all about forebearing
have you talked to your mortgage lender at all about forebearing your late payments to the back of your loan?
Quote:Originally Posted by NEWLZBAJI have only $2000 in credit c
Quote:
Originally Posted by NEWLZBAJ I have only $2000 in credit card debt, but I am behind on my mortgage. I need $3000 to catch up my mortgage, and would also like to pay off my cards. I have bad credit, and have not been able to get a small loan (from anyone) for even the $3000. Any suggestions? |
If you are in a financial hardship as you say. Then I would suggest that you go for a loan mod for your mortgage. You can do it yourself. Don't have to go looking for loan mod companies as most of them are bottomfeeding scammers.I used to do loan modifications for chase. Maybe I could give you some pointers if you would tell me-
1. Who is the lender on your mortgage?
2. What kind of mortgage you have?
3. How many months are you behind?
4. Are you current or behind on your credit card & what is the minimum payment on the debt?
Anthony, I just sent you a message with all the info. :)
Anthony, I just sent you a message with all the info. :)
WOO HOO!! I was able to talk the bank into giving me the time I
WOO HOO!! I was able to talk the bank into giving me the time I need to catch up! Now I'll start working on that loan mod...
thanks to everyone! :)