Asset Acceptance
Date: Tue, 05/04/2010 - 12:43
In September 2009 I pulled my credit report last year and noticed they were reporting an invalidated debt on my credit report. So I called them to find out WHY they were reporting it. When I spoke to their rep she told me the key details of the debt. So I asked her to please send me the paperwork and validation on the debt as I had no record of the account and I would need to research my files to accurately determine if I was responsible for it. She agreed to send the validation I requested. I never received it.
In October of 2009 I pulled my CR again and noticed they were STILL reporting it. So I decided to send them a DV via CMRR. I never received anything back from them. But then began to receive debt settlement letters and phone calls at my office from their collector. I called them again. I let them know I still had received no paperwork from them, I had send them a DV letter requesting NO PHONE CALLS from them, yet their collector was calling me at my office and leave voice mails. I told them until I received the info I requested they needed to stop reporting on my CR immediately and stop calling my office or my personal phone and I did not want to receive another settlement letter until my request had been fulfilled.
They continued to report on my CR and called me one more time in February. I received one more settlement letter from them in the end of March.
So in the beginning of April I sent them a stronger letter letting them know I had NOT received the information I requested or any communication from them at all, except phone calls from their collector at my office (which I had informed them in my DV letter it was not ok to contact me by phone) and settlement letters, I told them unless their validated the debt I wanted it removed from my CR immediately as well as compensation for their violations.
I noticed the other day that they removed the mark from my CR but I have heard no response from them.
Should I send them another letter to follow up?
In October of 2009 I pulled my CR again and noticed they were STILL reporting it. So I decided to send them a DV via CMRR. I never received anything back from them. But then began to receive debt settlement letters and phone calls at my office from their collector. I called them again. I let them know I still had received no paperwork from them, I had send them a DV letter requesting NO PHONE CALLS from them, yet their collector was calling me at my office and leave voice mails. I told them until I received the info I requested they needed to stop reporting on my CR immediately and stop calling my office or my personal phone and I did not want to receive another settlement letter until my request had been fulfilled.
They continued to report on my CR and called me one more time in February. I received one more settlement letter from them in the end of March.
So in the beginning of April I sent them a stronger letter letting them know I had NOT received the information I requested or any communication from them at all, except phone calls from their collector at my office (which I had informed them in my DV letter it was not ok to contact me by phone) and settlement letters, I told them unless their validated the debt I wanted it removed from my CR immediately as well as compensation for their violations.
I noticed the other day that they removed the mark from my CR but I have heard no response from them.
Should I send them another letter to follow up?
i wouldn't follow-up,but i would keep tabs on your CR in case th
i wouldn't follow-up,but i would keep tabs on your CR in case they decide to report it again.in the meantime...GOOD JOB!!!!!!!!you beat a notorious bottomfeeder.savor the flavor.
They are continuing to report their invalidated debt on my CR fo
They are continuing to report their invalidated debt on my CR for both Transunion and Equifax.
