One click cash

well they must be licensed in your state and there can be no such law that asks you to be under the legislation of another state when you are not a resident of that state this is another payday loan tactic to get out more money from you ask them for a settlement amount that you are comfortable in paying off and before doing anything ask them for a debt validation letter you can get samples from this site as well just alter it to your requirement and send that to them and please do everything in writing with them from now on

There is such a thing as a choice of law clause built into most if not all loan agreements. This means that they would sue you in your local trial court, using your court's procedural rules, but the state they chose in their contract's substantive laws, unless it is unfair or inequitable to impose the choice of law provision. This is only a short blurb the whole tangle on this legal topic.
What matters is that these lenders are licensed in Florida, not just anywhere in the US. You should be able to look them up online and find out.
I am not sure what the Miami Indian Reservation defense is . . . for that I would recommend talking to a Florida lawyer on my favorite free legal advice site lawguru.com.

They are not licensed to operate in Florida. I will not pay them another dime because rollovers are illegal in Florida and I have paid $480 worth of rollovers on a $400 loan. They won't give me anything in writing because they say I need to login to their website for all of that, but they have since revoked my access to their site. I'm just going to keep sending them a PIF request letter with this info and hopefully they'll wise up sooner or later.

The MIami Indian Reservation defense is one that says that they are in a sovreign nation and aren't bound by our laws. However, we also aren't bound by theirs.

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Good idea. And thanks for the information on the Miami Reservation Defense. I'd heard of it, just not by that name. I know the tribes in the Western US (I'm in Illinois, FYI) have the same deal. If you have proof that they're not licensed to lend in Florida then don't worry about choice of law provisions, or law suits.

I thought OVLG settled payday loan debt. How does an attorney for a payday loan settlement company not know about the sovereign nation model the LARGEST online lender in America uses, let alone how it's managed to use that defense to win against the regulators from California and Colorado in the REGULATORS' HOME STATE COURTS?

For those who don't know, One Click Cash is part of AMG Services, along with US Fast Cash, 500 Fast Cash, Ace Cash Services, United Cash Loans and Ameriloan. AMG used to be CLK and has been in the payday loan business forever. About five years ago the owner hooked up with some Indian tribes (Miami Tribe of Oklahoma, Santee Sioux and others) and gives the tribes a piece of each loan he makes. In return, the tribe pretend that they are the REAL lender and start screaming sovereign immunity whenever state regulators come sniffing. Unfortunately, they convinced appellate courts in California (in 2007) and Colorado (last year) that sovereign immunity does apply and the courts ruled that the states can't even investigate them, let alone regulate them.

boy the MTE losers are out in force today.tell you what.when you can give me any example of your loser/sellout criminal ipdl pile of garbage sued or took real action against anybody,and wage assignments don't count feel free to post again.just know that every person connected with MTE in any way has a reservation with a creature like my avatar.only more sinister.

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1) In Colorado the AG is the statutory regulator of payday loans and he lost in court.2) What good is it if you were right and "every AG" rejects sovereign immunity if they can't convince a judge?3) The California Department of Corporations is the statutory regulator in California. And you Paul Mergel have posted plenty of nice things about them when they issued Cease and Defrain orders against other ipdl's. They lose one case and you turn on them? 4) Was that OVLG lawyer's answer for real? He works for a California law firm using an Illinois license and doesn't know about a matter of federal law, i.e., the claim of sovereign immunity by federally recognized Indian tribes that are now jumping into payday lending?

Criticism of Oakview and challenging Paul Mergel? Watch how fast that gets deleted and the thread gets locked.

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ok people can we just have advice and not comments on each other because i am sure all of us want to help each other out of debts its the pay day loans we should be commenting against and not ourselves . lets have some good advice that we can use against the payday loan companies .

Hi I have a quick question, Is 500 fast cash and united loans legal to loans in the state of colorado

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