Help In Florida PDL

You can try and settle with your creditors on your own or get a credit counselor to help you. There are non-for-profit companies available, if you can't afford to pay for help. The other option is to take out a consolidation loan to pay off what you owe. You then pay back the loan at a low interest rate.

If you actually want them to stop them from taking out money from your checking account, the best option would be to close that particular checking account that they have access to. That way you can have these crooks off your hard earned money. By the way as per the state laws of Fl, the maximum amount a PDL lender can lend is $500. Amscot owes you $520. Is that the principle amount or the amount including the finance charges?

Your payday loan sate laws are at the link below, one thing you want to be very careful about is FL also has CSO's (Credit Service Organizations) and are not required to follow the payday loan laws, nor are they required to be licensed, they are only required to be registered with the secretary of state and are usually perfectly legal in what they charge. Make sure you check your contracts and make that distinction with the lenders you have.
http://www.paydayloaninfo.org/stateinfo/FL.asp
The licensee data base for payday lenders are at the link below, as I stated above, make the distinction with your lenders because a CSO would not be listed in the payday loan licensee data base.
https://real.flofr.com/ConsumerServices/SearchLicensingRecords/Search.aspx