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Bank account about to be charged off

Date: Mon, 05/10/2010 - 10:40

Submitted by anonymous
on Mon, 05/10/2010 - 10:40

Posts: 202330 Credits: [Donate]

Total Replies: 3


I have been dealing with payday loans since january of this year and i went to my bank on several times to have my account closed and was adv due to pending debits from the loans i could not close. Once the bank became aware of my situation and not allowing me to close my account ,that account now stands at $2600 overdrawn and i received a letter they are going to charge it off in 10 days. Every 2 weeks each of my 8 payday lenders resubmit their amnts due adn sometimes twice a week in 2 payments. This has turned into a nightmare and i don't know where to begin can anyone give me information on handling this debt with chase bank or have any point of contact names because the letter only included a 800 number and they are of no help if i can't pay in full...... Please help me !!!!


I would think you'd have every right to close your account when you first requested to do so; after all, how would the bank have handled it if, for instance, you'd lost your checkbook and wanted to close your account? Anyhow, I agree with soaplady, try to find someone higher up the organizational chart in the bank to speak with, the most senior manager you can find. Explain the situation and see if they can't at least put your account on deposit only status until you get the negative balance taken care of.


lrhall41

Submitted by on Mon, 05/10/2010 - 11:53

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