Give up?
Date: Thu, 05/13/2010 - 05:13
Looking for some answers and/ or advice.
Long story short.
I take care of my father who is a cancer survivor and who 2 years ago almost lost a leg to a hip replacement gone bad. I was an authorized user on several of his credit cards. I have since removed myself (trying to build credit in my name).
We got into large debt (long story, no child support for my kids trying to make ends meet yada yada) to the tune of 50,000. He has been with Novadebt for almost 2 years, but his whole SS check is going to pay off the credit cards and we are relying soley on my income for the other bills, and this is becoming a huge burden on me, as I am a server, and I am just not making the money I was 2 years ago. I just recently traded in our 2 cars for one, lowering my monthly payment $100.00. He has nothing in his name that can be liened on, would never consider bankrupcy and I am just having such a hard time that I think he should try and settle with them, or just walk away, which morally we would hate to do, but I am so stressed and could really use the extra thousand a month!
How do you go about making offers to the CC companies, what percentage is a fair one?
How does this work?
First you need to stop paying cc to geet settlement offers. Per
First you need to stop paying cc to geet settlement offers. Percentage's vary by each bank. Type the card you have in the search button up top and read about others successes.
You could also call first and request hardship. They may lower payments and interest.
Hi, The first thing that you need to do is to opt for a good se
Hi,
The first thing that you need to do is to opt for a good settlement company and get a free counseling.A proper counseling will help the negotiators understand your financial difficulties and arrange for a repayment plan that suits your need,and then make a settlement on your debt balance .A consolidation company is another option for you as your interest will be lowered and your payments will be made in an organized way to all your creditors every month.You can make a choice between the two of them,both will help you!!!
you can always access the website to read the success stories!
You can do this on your own. As I always tell others..READ READ
You can do this on your own. As I always tell others..READ READ READ this sight! Do as OZZIE says and type in each of your cards in the search button. This sight has a wealth of information. I am SO GLAD I never went with a company to do what I can do on my own. I have settled 2 of the 5 cards I want too so far...it is tough but very attainable..good luck and keep us posted.
Thanks so much for your help. I have been researching all aftern
Thanks so much for your help. I have been researching all afternoon and I plan on calling Novadebt in the morning to let them know I can no longer afford the payments every month, and I will stop paying on them and we'll see what happens!
Wish I would have found this site 2 years ago!