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JD Enterprises

Date: Mon, 05/17/2010 - 12:55

Submitted by anonymous
on Mon, 05/17/2010 - 12:55

Posts: 202330 Credits: [Donate]

Total Replies: 4


I am stressed out!! I just got a call from a "processor" stating that he was on the way to serve me with a summons. He said he would deliver it first thing in the morning but I should call the complaintant....who is Joe Willis from JD Enterprises. I call him and he says he is going to sue me over a payday loan with Quickest Cash Advance from November of 2006. He said I owe 873.53. This is the first I have heard of this. I asked him if he could please send me proof of the loan (I went through a time where I had like 3 payday loans out....I know...how dumb). Anyway, I just want to make sure that it is legitimantly mine. He says he doesn't have to prove anything and just reads me my email address and the address that I had. He says "Look ma'am you don't have good credit....if you had a good credit score I could see you disputing this". I told him that if he could prove the debt to me, I had no problem paying it. He refused. I told him that I would like to settle this outside of court. He told me that I would have to pay 1/2 of the amount today. I don't get paid till the first so that is out of the question. When I explained that to him, he said then I will see you in court....and hung up on me. I have read somethings about Quickest Cash Advance not being a legit payday lender. I live in Texas.....Can someone please tell me what to do....Am I going to be sued??


Quote:

Originally Posted by Anonymous
I am stressed out!! I just got a call from a "processor" stating that he was on the way to serve me with a summons. He said he would deliver it first thing in the morning but I should call the complaintant....who is Joe Willis from JD Enterprises. I call him and he says he is going to sue me over a payday loan with Quickest Cash Advance from November of 2006. He said I owe 873.53. This is the first I have heard of this. I asked him if he could please send me proof of the loan (I went through a time where I had like 3 payday loans out....I know...how dumb). Anyway, I just want to make sure that it is legitimantly mine. He says he doesn't have to prove anything and just reads me my email address and the address that I had. He says "Look ma'am you don't have good credit....if you had a good credit score I could see you disputing this". I told him that if he could prove the debt to me, I had no problem paying it. He refused. I told him that I would like to settle this outside of court. He told me that I would have to pay 1/2 of the amount today. I don't get paid till the first so that is out of the question. When I explained that to him, he said then I will see you in court....and hung up on me. I have read somethings about Quickest Cash Advance not being a legit payday lender. I live in Texas.....Can someone please tell me what to do....Am I going to be sued??


a couple of things.

this an MTE d/b/a.meaning they are illegal in the extreme.also a pdl doesn't look at your credit so this loser lied.big shock:rolleyes::rolleyes:.anyway file a police report for the call as this idiot broke the law with his threats.then file AG, and FTC complaints against quickest cash advance.i'm betting this was their criminal in house collections as MTE d/b/a's try to scare money out of people themselves before letting a bottomfeeder try to collect.just know they can't do jack,and there will be no one delivering anything tomorrow.unless you order a pizza.


lrhall41

Submitted by paulmergel on Mon, 05/17/2010 - 13:08

( Posts: 15514 | Credits: )


You do have the right to dispute whether you owe these people money. You shouldn't pay anybody anything if you are not 100% sure you owe them. There are several verification letter templates in the DIY section of this site you can use.
A legitimate process server would not call you to tell you about a summons. They just show up on your doorstep. They can leave the summons with a member of your household (depending on your state's service of process rules). If you are sued, then go to your local county court house, get an answer and appearance, and deny the paragraphs where they allege you owe them and where they state the amount due, then in the space for "other affirmative matters" tell the judge you tried to get them to verify, but they refused. If you need more legal advice, there might be a pro se help desk at your court house, or you can ask a Texas lawyer for free at lawguru.com.


lrhall41

Submitted by OVLG Attorney on Mon, 05/17/2010 - 13:09

( Posts: 511 | Credits: )