United Cash Loans
Date: Mon, 05/17/2010 - 13:17
Submitted by Donna1264030061
on
Mon, 05/17/2010 - 13:17
Total Replies: 8
You can ask them to provide an accounting, as to why they are st
You can ask them to provide an accounting, as to why they are still asking for money. Keep in mind that when you take out a payday loan (or any other loan) you have to pay interest on the money. Also, I hate to be blunt and rude, but you are not the person who gets to determine when your loan is paid in full. If the lender has a legitimate claim to the money they can take you to court.
If you want legal advice, you should talk to a collections lawyer in Arizona so that you can be 100% sure of what Arizona's laws are. You can get free legal advice from an Arizona lawyer at www.lawguru.com.
I refinanced the loan 4 times (4 x 90 = 360) and then I started
I refinanced the loan 4 times (4 x 90 = 360) and then I started paying the finance fee plus the paydown of $50. The balance they show is $65, but I feel I paid above and beyond the original amount borrowed. I should clarify that I requested a paid in full. I couldn't find where they are licensed to do business in Arizona, therefore I believe they are an illegal lender. Maybe I am wrong.
Quote:Originally Posted by Donna1264030061I refinanced the loan
Quote:
Originally Posted by Donna1264030061 I refinanced the loan 4 times (4 x 90 = 360) and then I started paying the finance fee plus the paydown of $50. The balance they show is $65, but I feel I paid above and beyond the original amount borrowed. I should clarify that I requested a paid in full. I couldn't find where they are licensed to do business in Arizona, therefore I believe they are an illegal lender. Maybe I am wrong. |
no you are not wrong.this is an MTE affiliate,and illegal in every sense of the word.you owe them nothing further.close your account if you already haven't.they will debit forever if you let them.
I can't find them either on the Arizona department of Finance's
I can't find them either on the Arizona department of Finance's website. That would mean they are an illegal lender and that you don't have to pay anything more. Point out to them that you have been unable to find their business license on the Arizona Department of Finance's website, and that unless they provide you with evidence that they are licensed then you are not obligated to pay them any more.
I have already closed my account so they cannot debit it to deat
I have already closed my account so they cannot debit it to death. I will contact them and point out that they are not licensed to do business in Arizona and see where that gets me. I figure they have already spent more than $65 in staff time; they call everyday!
CLICK HERE to find out how to deal with unlicensed lenders.
CLICK HERE to find out how to deal with unlicensed lenders.
From what I've read, this outfit isn't licensed anywhere, even i
From what I've read, this outfit isn't licensed anywhere, even in the State(s) where they're supposedly located (OK and KS?). From personal experience I know you can tell them everything about your State laws but guaranteed they'll tell you that your State government doesn't know what it's talking about!!! These guys are unbelievable - just hang up on them when they call.