What's my best option?
Date: Wed, 05/19/2010 - 16:37
So here's a little background. I am obviously behind on my Cap One card, and it's been sent to collections, Portfolio Recovery. I just recieved a warrant in debt from Glasser and Glasser Law Offices (their office is about 4 hours away from where our court location is).
I've never sent a Letter of Validation or anything like that. I haven't had any contact (other than ignoring a couple letters the past few months) with the company.
I just got a new letter saying my court date has been moved to a month later.
What are my best options? Should I try to call and try to make a settlement and arrange payments? Should I go to court and hope for the best?
any help is appreciated.
I've never sent a Letter of Validation or anything like that. I haven't had any contact (other than ignoring a couple letters the past few months) with the company.
I just got a new letter saying my court date has been moved to a month later.
What are my best options? Should I try to call and try to make a settlement and arrange payments? Should I go to court and hope for the best?
any help is appreciated.
When you have received a summons. You may file an answer stating
When you have received a summons. You may file an answer stating your defence. You may check out the following link for help.
"http://www.nedap.org/hotline/defenses.html"
Now, when you owe the debt, trying to settle outside the court can be your option. Check out the following resource on outside the court settlement.
"http://www.nedap.org/hotline/settle.html"
Portfolio is a Junk Debt Buyer, fight them. Cap One sold off th
Portfolio is a Junk Debt Buyer, fight them. Cap One sold off the account.
Let us know how this goes. I still have one Cap One account tha
Let us know how this goes. I still have one Cap One account that they won't settle on. Haven't heard from them in almost 2 months.
