disabled and unemployed

I'm sorry to hear of your misfortune, but this is a public forum which offers advice on how to get out of debt, I removed your phone number as you shouldn't post personal information in an open forum. I do hope things will work out for you, good luck.

Have you filed for Social Security disability benefits? You should, that will help your cash flow problems to some degree.

ss disability is a very long wait and still may be denied, you have to be all but dead or bedridden to get approved. i know, as i have been fighting them for nearly 5 years, now with original claim at fed dist court awaiting court date, and a newer one at reconsideration level -both in the hands of my atty. i fired my first atty as he did not win my case at alj level. i have 5 of 7 spinal disorders that meet a listing, neuropathy & myofascial pain. still fighting ssa.. so no one should hold their breath and think they will get ssdi quickly.. unless you have cancer diagnosis (that is not curable) you will have to fight for benefits.