citicard
Date: Tue, 06/08/2010 - 14:10
citi was quite easy for us to get into their program. call custo
citi was quite easy for us to get into their program. call customer service and tell them you are under a FINANCIAL HARDSHIP (hardship is key word), and you need to speak to someone in the hardship program dept. the first time i called, they asked very few questions, set us up for max time of 1 year, 0 interest, 0 fees, cut our payment down to what we could afford (about 1/2 of usual payment). said that if we have a month we can not make the reduced payment to contact them and let them know. also that during the 12th month, to call them and they can extend it another 12 months if we still qualify financially. thing is, you will have to set up automatic debits from checking for so many months, then you can begin making payments online or by mail again.
You can call up the number displayed in the homepage of the site
You can call up the number displayed in the homepage of the site and talk to the representative directly.
You may want to consider settling prior to citibank handing your
You may want to consider settling prior to citibank handing your case over to attorney. I just settle one of the cards turned over to an attorney at 70%.