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CLee

Date: Wed, 06/09/2010 - 12:56

Submitted by anonymous
on Wed, 06/09/2010 - 12:56

Posts: 202330 Credits: [Donate]

Total Replies: 2


Filed Chapter 13 bankruptcy June 09 and listed BOA as creditor. They filed a claim against my bankruptcy like they are supposed to. Thought that was end of story. WRONG. Two days ago CFG started calling my daughter harrassing her. She was primary and me authorized user on the BOA credit card. They told her it didn't matter that I filed chapter 13 since SHE did not file chapter 13. That is not right. BOA could have done something before now but they did not - they filed a claim. I have no clue how CFG is but they said BOA called them because they still have not received payment thru the courts. This is not right. My attorney said to ignore them which is easy for me but not my daughter who they call every day. I feel guilty as heck because even though she got the card in her name it was for my use and she had nothing to do with it.


It is right. You can only include debts that are in your name in your bankruptcy estate, which is why you're attorney is telling you to ignore them. Because the primary person on the account is your daughter she is the one who is liable for the debts. I've had similar problems since I'm an authorized (and the sole user) of a credit card my Mom is the primary on. There was a problem and the credit card company refused to talk to me because I was just an authorized user and not the account holder.


lrhall41

Submitted by OVLG Attorney on Wed, 06/09/2010 - 14:50

( Posts: 511 | Credits: )