two dates for the accounts in collection in my CR
Date: Fri, 01/20/2006 - 16:24
I was going through my credit records and find that two different dates are listed for removal on a creditor. One report shows estimated date on 04/2008 and another shows 4/2006. It was placed for collection on 12/2001 and was closed or paid on 8/2003. I know that by law they have up to 7 years to report it, but it is not written in stone. So can I complain to them and have them remove it on 4/2006?
timothy123, you are right, negative information stays in the cre
timothy123, you are right, negative information stays in the credit report from the date of reporting which in your case is 12/2001. This account will be marked as 'paid collection' in your file. Send a letter of dispute to the bureau highlighting this item and request them to update your file.
Once the changes are made, a free copy of your CR will be sent to your mailing address.
