Jacobi and Mayors IS Ellis Crosby

Beware of the following if you are contacted:

• Ellis Crosby
  
  
• Jacoby and Mayors
  
  
• Anthony and Galloway
  
  
• Interstate Wire Compliance Bureau
  

I have received calls from this company as well. I reported them to the FTC at FTC.gov. This is what everyone should do that hears from them. Once the FTC receives an influx of calls they will initiate an investigation into this company.
I find it downright hysterical that everyone at this company has such bland American names and all have very deep accents.
I send a certified letter to them asking for a copy of the original bill and still have received nothing. I just got another call today, from Jessica, and when I told her I reported them to the FTC she hung up on me. For some reason I don't think I'll get too many more calls from them.

Shawna

Keep a copy of your letter and the green copy of the certified letter in safe place. This will prove that you took the responsibility to pay the account and the company needed to give you the details. In case the matter reaches the court, you will hold a stronger point and the judge will take decisions in your favor.

Have you checked your credit report? Sometimes, the collectors hit the credit file and as a result lower the credit scores. You must make sure that the company has not hit your file without a legitimate purpose.

Forgive me for the old thread....is Jackobi and Mayor AKA as Ellis Crosby and Assoc? I was just reading some old posts and came across this one. If they are I have dealt with them and have filed a complaint against the BBB of Wyoming and the FTC...Just curious...

As far as I have read, the answer is yes!! you might want to search the forum for info on any of those that David listed above...they are sneaky snakes!!

~Mary

My assistant received a phone call from the United Federation Department of Law and left the following number 321-206-4136; I knew she had been having some financial problems recently so I 'Googled' the number and found this forum. I immediately called 'Michael' back and gave him the what for about calling an employee's place of work and leaving harassing messages. He said "did she tell you I am harassing her" I said no she hasn't said that, however, you have called here before and spoke with me, at that time you worked for a "different company", his reply "how do you know it was me"? "Your mid eastern accent is very recognizable!" Of course he countered with "what is your name", I told him who I was and what my title was, his reply "oh ok, well good luck", and hung up.

"Threatening" isn't a crime if said company is going to actualy follow through with the action. If they aren't then yes, it is indded illegal.

in this case the threats ARE illegal. in the United states you can not be prosecuted or charged criminally for being in debt. This is a CLEAR violation of the fdcpa.

As Clay said there are no " debtor prisons ". Somebody needs to slap him with another lawsuit.

I had gotten these calls from some company earlier in the year claiming to have obtained my file from another resource. When I inquired with agressive questioning, I discovered it was for BMG (Bahamas Marketing Group) payday loan. I told the representative that I had paid that same loan to (same amount) to Jacobi and Mayors. I located my records (unfortunately not the Money Gram receipts) and called the number I had for Jacobi and Mayors (but called Ellis Crosby). The number was a disconnected number, and Money Gram said I had to pay them $20 to do a historical search of the dates the money was paid and for them to retrieve copies of the receipts because the check cashing locations I paid them to did not have the records dating back to the summer of 2005. And now today, I see this number on my cell phone via caller ID and Google it to see who it is from and find that Jacobi and Mayors aka Ellis Crosby has resurfaced. I am reluctant to call the number back as I do not want to get overally frustrated. BMG hasn't gotten their money after I paid over $700 to Ellis Crosby. If I had not had the information I had which included who the money was paid to, the dates paid, and amounts, I would have ended up paying this debt twice. And I later found that this is nothing out of the ordinary that consumers end up paying the same debt more than once before realizing it.

Be careful of these so-called collection agency calling you. And when you pay off a payday loan, make sure they submit a letter acknowledging receipt of all money paid and that the account is closed, and be sure to contact the loan company right away and let them know the money you paid to that company. Or better yet, if you are able to, pay it directly to the company which will cut out the collection agency altogether. And keep all receipts of who you pay.

DON'T be afraid of threats and debt collection tactics that debt collector here seems to think is okay and endorses always--said companies always threaten you--how else could they coerce you into paying anything? Mostof them never follow through on threats and simply move on to next victim! But if they have actually threatened you in any way--sue them first and see how they like it!

If you get a call from any firm associated with Crosby (a convicted felon, now being sued by the Florida AG), just hang up and send a cease communications letter. Also, file a complaint with the Florida AG as well as the one in your state. If they contact you again after recieving the letter (except to acknowledge they got it), sue them.