Judgment and Chapter 7 Bankruptcy
Date: Sat, 06/19/2010 - 03:05
I filed a Chpater 7 bankruptcy in 2005, all my debts were discharged. I am in the process of buying a home and the title company came up with a judgment that was filed and issued in 2003. I never knew about this judgment but all the debts that the creditor received a default judgment for where discharged in my Chapter 7 Bankruptcy in 2005. My lender for my home is now questioning the approval of my loan due to the judgment. What can I do about a default judgment issued in 2003 but when the debts were discharged through my Chapter 7 bankrupcty in 2005. Desperate and don't want to lose my new home! in Pierce County, WA
The judgment like other negative items on your credit report is
The judgment like other negative items on your credit report is supposed to fall off after 7 years. So, it is supposed to fall off this year itself. Can you tell the the exact date on which the judgment was entered on your credit report?
Judgements report for 10 years. And just because they fall off,
Judgements report for 10 years. And just because they fall off, doesnt mean they go away.
OP....Did you include the creditor that this judgment covered? At very least, you could have this judgemnent set aside for improper service.
