Garnishment in MN

Capital 1 put a judgement on me, I was served, but didn't respond, I thought it was just a scare tactic, the summons looked fake & there was no court date on it. Then I got the intent to garnish wages letter, I'm unemployed, Ironicly I call to work out a payment plan on the same day I should've been in court. "Ken" told me I needed to pay at least 10% then I could start regular monthly payments, I don't have the money, & told Ken I'd have to call back, which I did, now Ken said I could pay 5% the first month & 5% the second month, then $100 a month there after. He pushed to get my bank info which I said I didn't have & needed to call back. I called back & was transfered to "Ashley" , She said Ken didn't have all the info for such payments & needed to know all my info before they'd agree to such payments, I really didn't want to tell her anything, she got snotty & said she was trying to help me, (yeah right), she got me confused with all her legal talk & I told her that I was married, she then wanted to know all about him, where he works, mortgage payments, etc. I didn't want to tell her & she got all pissy & said " we can't garnish his wages in Mn" she then said she had to discuss the payment plan with capt 1 & would get back to me, of course she never did, was she telling the truth about not being able to go after my husband under Mn law? I know all she really wanted was bank info, my husbands name was never on credit card agreement & my name is on Nothing but the credit card, my name is not on the mortgage, or the cars. we don't even have a joint bank account. All I have is $35 in a savings account. Can they go after him? Or was she telling the truth?