Pressler and Pressler
Date: Mon, 06/21/2010 - 23:22
Hello, I am in dire need of help, I received a letter from Pressler & Pressler ssaying I owe an outstanding hospital bill from years ago in the amount of I believe $1500.00 or more. After receiving this letter I contacted them the gentleman I spoke to was beyond rude to say the least. I attempted to explain to him that at the time I had insurance and obviously the hospital did not properly bill my insurance. However, at this aprticular time I am in a severe financial hardship. I am a server at a restaurant and this is our slow time of year and it is hitting me so very hard. So much so that I am behind in rent and I have a court date for the end of the month. How humiliating!!! I am a single mother of two children and this is taking a huge toll on me not only emotionally but physically. As I said Pressler sent me ONE letter and wouldnt even discuss the matter with me, so five days latter my employer tells me he received a letter to have my wages garnished and he can not continue to give me my pay. I work off tips but I do receive a weekly check between $60.00 to $80.00. This may not seem like much to most people but that money helps pay my rent and now because they sent this letter to my employer I will not be getting my paycheck. My employer informed me that he hasn't sent them anything yet and wants to hold off as long as he can because he would prefer it continue to go to me. What upsets me is because of this very old emergency room bill from years ago, now I am losing up to $300 plus a month. I am a sane woman but I am at the point of not even wanting to live anymore because of this. If I lose my home and my children and I become homeless because of them taking my paycheck every week I don't know what I am going to do. I have no family and nowhere to turn. Why would they do this to a person I just cant for the life of me comprehend this. Any advice or information that anyone may provide will be deeply appreciated. Thank you for listening.
Colleen
EMAIL ADDRESS REMOVED
Colleen
EMAIL ADDRESS REMOVED
You have to be sued for them to garnish your wages. Did you rec
You have to be sued for them to garnish your wages. Did you receive a summons? Did you answer the summons? If not, you could have the judgement set aside for lack of service.
What state are you in?
Dealing with Debt Collectors - Old Hospital Bill
Quote:
Originally Posted by Anonymous Hello, I am in dire need of help, I received a letter from Pressler & Pressler ssaying I owe an outstanding hospital bill from years ago in the amount of I believe $1500.00 or more. After receiving this letter I contacted them the gentleman I spoke to was beyond rude to say the least. I attempted to explain to him that at the time I had insurance and obviously the hospital did not properly bill my insurance. However, at this aprticular time I am in a severe financial hardship. I am a server at a restaurant and this is our slow time of year and it is hitting me so very hard. So much so that I am behind in rent and I have a court date for the end of the month. How humiliating!!! |
Hi, Colleen,
Since this is a bill from years ago, you need to check the statute of limitations in your state. You can check out the Fair Debt Collection site and they list states and time on statutes. These laws prohibit a collector or even a creditor from coming after you after a specific period of time. If its beyond the statutes, they can't collect, but you'll have to write them a letter and dispute it on that basis.
Whenever you received a collection bill, it's always better to address it in writing in order to preserve your rights under the Fair Credit Billing Act. Debt Collectors are fully aware of this.
Is your court date for rent or the hospital bill? Did you answer the summons and complaint? And who is suing you? Is the hospital or debt collector garnishing your pay? Under State statutes, a percentage of your assets and pay are exempt from garnishment. If you provide more information, maybe we can offer some solutions. As a legal analyst and retired banker, my family and I have been helping people with these kinds of problems for over 20 years.
Do you have legal aide in your area? They offer Free or low cost legal services based upon income.
SARA - your comments are highly misleading. SOL does not mean t
SARA - your comments are highly misleading. SOL does not mean that nobody can collect on the account. when someone owes a debt (this is generally speaking and not referring to the OP's situation) you owe it until you pay it off. expiration of SOL means only that a collector cannot take legal action against you for it. bottom line is that they CAN COLLECT on an SOL account.
I was coming to say the same thing to sara...you are soo off. I
I was coming to say the same thing to sara...you are soo off. If they are being garnished, they have already been sued. Your a legal analyst?? Wow....you dont seem understand ANY of the collection laws.
Quote:Originally Posted by SOAPLADYI was coming to say the same
Quote:
Originally Posted by SOAPLADY I was coming to say the same thing to sara...you are soo off. If they are being garnished, they have already been sued. Your a legal analyst?? Wow....you dont seem understand ANY of the collection laws. |
She also doesn't seem to understand the TOS, as I have asked her numerous times not to solicit her website, and also sent her a polite PM asking her not to solicit, yet she continues to do so. Therefore, It's obvious to me her purpose at this site, not to give accurate replies, but to solicit her website.
