IWCB Called me again...
Date: Mon, 01/23/2006 - 09:12
reese, Yes, you have done the right thing :D Can you reme
reese,
Yes, you have done the right thing :D
Can you remember how worried you were on the other day when they called you first? You expected someone there at your door to arrest you! See, no one came at last. These are scaring tactics that collectors use. If creditors have to take legal actions against debtors, it should be done through court.
I do not see any thing wrong in sending them CD letter. You can mention about this conversation in the letter also.
Have you confirmed with Platinum B about who is holding your accounts now? Try to contact them and make some payment arrangements. If possible try to settle it with Platinum B.
Feel free to ask your question in forums, if any.
Thanks Bryan!
I do feel much better after finding these forums. It's almost like I've been educated more about my rights. I have found which company has my account through Platinum A and am waiting to hear back from them (when I call, I get put on hold for long periods of time). If I do in fact owe them the $$, I will pay it back but only to the agency authorized to collect on it. Thanks again for everything! :)
[quote=reese74]I will pay it back but only to the agency authori
[quote=reese74]I will pay it back but only to the agency authorized to collect on it[/quote]
Very true...these are the words that most of the debtors wish to establish, but collectors misunderstand us. Hope all your problems get solved very soon.