may go to jail because of a payday loan.

In Texas Payday loans are legal. However, nobody can be convicted for non payment of debt. Yes, you can be sued by the lender, but can never be sent to jail for non payment of dues. Can you give more details on the loan amounts, the interest rates, etc? For more details on Texas payday loan laws refer http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html . Click on the drop down, and select your state. Click on your state name, and you will get the details on payday loan laws in your state.

[QUOTE=patrick przy;715227]hello
please help I defaulted on a payday loan 2 years ago because i was unable to pay it.
Now a lawer fand a prosess server has been calling me from the BMA group. they are saying i am guilty of check fraud and trying to commit fraud against a bank. this is all because of a payday loan.. now i will be a convisted felo because of it.
i knoow i want to try to set up arrangements to pay them back but they won't go with what i can afford and they want money right away or they will serve me. the prosess server even called me at work to talk to my supervisor
needles to say i am very scared and waiting for the police or process server to come.
i did not know it was a felony when u default on a payday loan, and now they say i am commiting a crime by check fraud and fraud against a bank. so now i have 2 crimes and will be put away for 20 years or whatever over a stupid 400 dollar payday loan
.
my emial is [COLOR=red][mail id removed for safety reasons][/COLOR]
any help will be appreciated.. is it a lost cause for me?? and am i to give up and go to jail and end my ,ife?
also this was an internet payday loan
and i am from fort worth texas, tarrant county[/QUOTE]

i think you mean the BAM GROUP.they are mutants who aren't licensed or bonded in TX.you see anybody attempting to collect even law offices must post a bond.you can check your AG,or DFI websites to confirm that this bottomfeeder is neither licensed or bonded.first thing i want is for you relax,take a breath.now this bottomfeeder broke the law hand over fist in threatening you like that.second file a police report for the harrassment.third file AG,and FTC against this pathetic bunch.fouth ignore them,and know they can't do a thing they threaten,and should be hung up on not paid.

As Paul said, not a thing they can do to you, they are trying to scare the life out of you and intimate you into giving them money. It is very important that you file these complaints.