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Date: Mon, 06/28/2010 - 09:49

Submitted by anonymous
on Mon, 06/28/2010 - 09:49

Posts: 202330 Credits: [Donate]

Total Replies: 3


HI

Portfolio Recovery Associates is on my credit report and is supposed to come off in January 2011. It is out SOL and they wont validate in a decent manner, so they get nothing from me. If it falls off in January can they turn around and put it back on my credit reports?


Quote:

Originally Posted by Anonymous
HI

Portfolio Recovery Associates is on my credit report and is supposed to come off in January 2011. It is out SOL and they wont validate in a decent manner, so they get nothing from me. If it falls off in January can they turn around and put it back on my credit reports?


not without getting sued.they cannot report this past the 7.5 yrs.after that it's called re-aging,and it's illegal.


lrhall41

Submitted by paulmergel on Mon, 06/28/2010 - 10:08

( Posts: 15514 | Credits: )


great, thats what I was hoping for. One more thing, how do these things fall off, beginning,middle or end of the month? just wondering. thanks!


lrhall41

Submitted by on Mon, 06/28/2010 - 11:07

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Quote:

Originally Posted by Anonymous
great, thats what I was hoping for. One more thing, how do these things fall off, beginning,middle or end of the month? just wondering. thanks!


that dependes on the actual last payment on the account.i had two negaives fall off the same month.one was third week.the other at the end of the month.it varies.


lrhall41

Submitted by paulmergel on Mon, 06/28/2010 - 11:18

( Posts: 15514 | Credits: )