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Scott Lowry

Date: Tue, 06/29/2010 - 21:00

Submitted by Vladimir Pushkin
on Tue, 06/29/2010 - 21:00

Posts: 3 Credits: [Donate]

Total Replies: 3


I have a unique situation. I stopped payment on a couple of credit cards a couple of years ago. I haven't payed any attention to who or what I owe. I can't really find out as annualcreditreport.com can't be accessed outside the US. I am living in Russia and they aren't really able to contact me here :). I don't plan on moving back to the US for a while. By the time I move back the SOL will most likely have run out. However my Mother. who lives in the US, is getting phone calls from Scott Lowry's offices requesting that I call them back. I don't plan on paying, settling, or concerning myself with the debt. I only want to have them stop calling my Mom. What are the steps that I should take?
Thanks,
Pushkin


First of all Quote:

By the time I move back the SOL will most likely have run out.
is wrong concept. When a person leaves his country with debt, the Statute of Limitations (SOL) does not expire. It tolls. That is, when a person comes back the SOL restarts.

As for your mother, she will have to ask them to stop calling her continuously for debts incurred by you. If they do not comply she can file complaint with the Federal trade Commission.

As for the companies, or collection agencies who now owns your accounts, you can ask your mother to pull a copy of your credit report. She will then be able to give you the details on your debt.


lrhall41

Submitted by SC on Wed, 06/30/2010 - 02:34

( Posts: 3937 | Credits: )


Nevermind. I found what I was looking for:
Defendant out of State when action commenced; insolvency

If a person is out of the State when a cause of action accrues against him, the action may be commenced within the time limited therefor after he comes into the State. If a person is absent from and resides out of the State, after a cause of action has accrued against him, the time of his absence from the State shall not be taken as a part of the time limited for the commencement of the action. If a person is adjudged an insolvent debtor after a cause of action has accrued against him, and such cause of action is one provable in insolvency, the time of the pendency of his insolvency proceedings shall not be taken as a part of the time limited for the commencement of the action. No action shall be brought by any person whose cause of action has been barred by the laws of any state, territory or country while all the parties have resided therein.


lrhall41

Submitted by Vladimir Pushkin on Wed, 06/30/2010 - 04:21

( Posts: 3 | Credits: )