Collect Corp. disregarded ACH Revocation
Date: Wed, 06/30/2010 - 10:21
The Federal Trade Commission and your state's attorney general's
The Federal Trade Commission and your state's attorney general's office, along with the BBB. The BBB won't be able to do anything to stop them, but it will affect the company's reputation.
Thanks. Already sent complaint to FTC; will follow with AG. Do
Thanks. Already sent complaint to FTC; will follow with AG. Do you think I can sue them? Right now my account is overdrawn.
Yes, you can sue them, and they are subject to a fine for not co
Yes, you can sue them, and they are subject to a fine for not complying with the EFTA. You would need to obtain the services of an attorney though.
You need to go into your financial institution and speak to the branch manager, show them a copy of the dated revocation, as well as a copy of the return receipt, ask that the charges be reversed.
Already did that. I am fed up with these jerks. They got the l
Already did that. I am fed up with these jerks. They got the letter in plenty of time. I did a settlement with them and want to pay them directly by mail. My fault!!! and the dude called me last night and said that if I didn't authorize the withdrawal (even after receiving the revocation) that the settlement would be void, and that calling him today would be too late! So I said then the settlement will be void..... So they debit the money anyway. I am sooooo pissed!!!!!!:-x
Quote:Originally Posted by aubreyAlready did that. I am fed up
Quote:
Originally Posted by aubrey Already did that. I am fed up with these jerks. They got the letter in plenty of time. I did a settlement with them and want to pay them directly by mail. My fault!!! and the dude called me last night and said that if I didn't authorize the withdrawal (even after receiving the revocation) that the settlement would be void, and that calling him today would be too late! So I said then the settlement will be void..... So they debit the money anyway. I am sooooo pissed!!!!!!:-x |
Did the bank reverse the debit and charges?
Quote:Originally Posted by ShazzersDid the bank reverse the debi
Quote:
Originally Posted by Shazzers Did the bank reverse the debit and charges? |
Not yet. I filled out form yesterday and gave them a copy of my letter & RR. They said it would take about 5 days because they had to "investigate".
Funny how they can quickly charge your account for fees, but it takes "time" to reverse something like this. Had my direct deposit stopped and will need to open new account so these scumbags don't keep debiting my account. However, right now my account is overdrawn by $125.!!! :mad:
and I'm going on vacation Sunday...... woe is me
Quote:Originally Posted by aubreyNot yet. I filled out form yes
Quote:
Originally Posted by aubrey Not yet. I filled out form yesterday and gave them a copy of my letter & RR. They said it would take about 5 days because they had to "investigate". Funny how they can quickly charge your account for fees, but it takes "time" to reverse something like this. Had my direct deposit stopped and will need to open new account so these scumbags don't keep debiting my account. However, right now my account is overdrawn by $125.!!! :mad: and I'm going on vacation Sunday...... woe is me |
I figured that but was hoping quite the opposite.
Quote:Originally Posted by ShazzersI figured that but was hoping
Quote:
Originally Posted by Shazzers I figured that but was hoping quite the opposite. |
Bank credited me today. WHEW! now I can go on vacation and not worry about this stuff. When I return, I will contact Consumer attorney because of their illegal tactics. Also, they never sent me their surety bond number for NJ (said they did business in all the states for B of A) nor gave me verification that they are now the legal owner/assignee of my account. They told me I could call Bank of America and they would advise that CollectCorp. now owns the debt.
Arent' they supposed to give me this info in writing? I requested it via certified mail and received their RR.