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Magnum Cash Advance and law office, facing charges

Date: Wed, 06/30/2010 - 17:06

Submitted by mybabybo
on Wed, 06/30/2010 - 17:06

Posts: 9 Credits: [Donate]

Total Replies: 14


:eek:
Hello, I received a phone call yesterday from an Atty named Gary Smith that told me that I had to pay 1085.00 or I would have charges pressed against me. I asked him what this was regarding, and of course, he said a payday loan that orginated back in 2008. I do admit, I did take out a loan from Magnum Cash Advance for 300.00 and now I owe 1085.00?? I asked him how much the original loan was, and he told me 766.00. I told him that I didn't take out a loan for that amount, and if he could send me the documentation on it. He declined to send me the info. He has been calling me for the last 2 days, and I am a single mother of 4 trying to get out of debt. Can someone please help me with Magnum Cash advance, because that is where the loan originated from. I was lucky to find an email from when I first took out the loan in my folders in my inbox. I tried contacting Magnum Cash Advance, but the office was closed. I left a message, but no once has contacted me back!!




PLEASE HELP!!!

Thanks,
Mickey


Quote:

Originally Posted by Anonymous
I am in the state of Ohio.

Magnum Cash is not legal in the state of Ohio, so the next time this "so called" attorney calls, tell him he is attempting to collect on an illegal debt. Please make sure you file complaints with the FTC, BBB and your AG. Also file a complaint against Magnum Cash for extending loans to your state residents when they aren't suppose to.


lrhall41

Submitted by Shazzers on Wed, 06/30/2010 - 20:10

( Posts: 17344 | Credits: )


Quote:

Originally Posted by Shazzers
Magnum Cash is not legal in the state of Ohio, so the next time this "so called" attorney calls, tell him he is attempting to collect on an illegal debt. Please make sure you file complaints with the FTC, BBB and your AG. Also file a complaint against Magnum Cash for extending loans to your state residents when they aren't suppose to.

Just received a phone call from Misty 1-888-786-0091 ext 152 and said she was collecting a debt for Magnum Cash. I live in PA. What should I do??


lrhall41

Submitted by anonymous on Thu, 07/01/2010 - 08:28

( Posts: 202330 | Credits: )


Quote:

Originally Posted by Anonymous
Just received a phone call from Misty 1-888-786-0091 ext 152 and said she was collecting a debt for Magnum Cash. I live in PA. What should I do??


well this loan is illegal in PA as well.a couple of questions

how much was borrowed
how much was debited prior to default

if your second answer matches or exceeds answer one.you owe them nothing,and you should file the complaints shazzers advised.even if you still owe something,chances are it's not near the amount misty will claim you do.file the complaints either way.


lrhall41

Submitted by paulmergel on Thu, 07/01/2010 - 08:54

( Posts: 15514 | Credits: )


I borrowed $398. Repaid $329.01 Misty now says I owe over $400 and sum I told her
I could not pay till August cause I am on salary at work and only get paid the 15th of
every month and July is gone I will be paying off 2 other pdls Thank goodness and she
said it would be over $500 by then. What to do? And there is no way I will take out
another loan done with pdls nothing but trouble.


lrhall41

Submitted by anonymous on Thu, 07/01/2010 - 09:37

( Posts: 202330 | Credits: )


Quote:

Originally Posted by Anonymous
I borrowed $398. Repaid $329.01 Misty now says I owe over $400 and sum I told her
I could not pay till August cause I am on salary at work and only get paid the 15th of
every month and July is gone I will be paying off 2 other pdls Thank goodness and she
said it would be over $500 by then. What to do? And there is no way I will take out
another loan done with pdls nothing but trouble.


misty works for a bottomfeeder.again all loans are illegal in PA,therefore you only owe 69.00 on this.file the AG complaints against her bottomfeeder collector,and magnum cash.you don't owe 400.00.don't let her lie to you.she can't do anything except call,and harrass.file the complaint,and try to ignore her.


lrhall41

Submitted by paulmergel on Thu, 07/01/2010 - 10:00

( Posts: 15514 | Credits: )


Quote:

Originally Posted by Anonymous
They did not say who they were with. It could be but not for sure.

Next time they call tell them per federal law (FDCPA), they are required to send you a letter of collection via the mail within 5 days of their first initial contact with you and until you receive this documentation you can not discuss an alleged debt to a voice on the phone, then hang up. If they continue to call without that documentation file a complaint against them for not complying with the FDCPA.


lrhall41

Submitted by Shazzers on Thu, 11/04/2010 - 09:34

( Posts: 17344 | Credits: )


I recieved a call this afternoon from at first he called himself Robert Farrar stating that this is important for me to contact them back do not disregard this message. I could hardly understanding him for he had a strong ascent. the number was 444-198. Then within a few minutes i received another call this time he leaves me a tel 5167262049. I called the number someone answer but did not stated the name of the place that i called back. I asked to speak to Robert Farrar and another person came on the phone and said he was Officer Sean and that he was Robert's supervisor. He starts going off about i was named in a fraud/stolen case that schedule to go supreme court and that my employer will be notified friday with the documents and the police. I asked him what is this about he said to me that this was a about funds that were deposit into your account that they have records. I said wait this is the first time that i am hearing of this (deposit by who, for how much and when?) he just kept repeating Advance Cash (I think he said U.S. National Bank) but he could not tell me anymore and that if i wanted to we can do a OOCR or OCR i asked him what is that he reply "out of court restitution" if you agree to resolve this out of court i can pull the file but you (me) will need to provide him with a letter stating. I said look if i owe it i will resolve it but right now i need to see the documents again i asked him who are you with he said BACK LAW FIRM OF ADVANCE CASH or BACK FIRM OF ADVANCE.... then he jumps to you don't know anything about this? i said no! he told me if i want to resolve it i need to fax him the letter A/S/A/p before 3:30 p.m. today so he can pull the file..... Can you please advised me......


lrhall41

Submitted by anonymous on Wed, 12/22/2010 - 16:28

( Posts: 202330 | Credits: )


yeah i can.first file a police report as this guy is a maggot in INDIA who lied out of his a$$.second use whatever number you have to file AG,AND FTC complaints.then ignore them as again a scam in INDIA who can,and will do NOTHING but call and talk stupid.above all else try not to talk to them further,and do not think about paying them.


lrhall41

Submitted by paulmergel on Thu, 12/23/2010 - 05:37

( Posts: 15514 | Credits: )