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Unable to pay student loans

Date: Thu, 07/01/2010 - 14:27

Submitted by bherron_3
on Thu, 07/01/2010 - 14:27

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Total Replies: 3


I have like $9,000 in student loans, I have been trying to find a job for a month, the debt collectors, keep calling me everyday! it's stressing me out. I want to pay but have no income. How can I stop this problem!!


bherron, you need to give us more information on your student loans. Can you tell whether or not these student loans are federal or private? How many loans do you have? You can consolidate all your loans into a single one, and take out a new loan to pay off the other loans. However, if your loans are Federal Student Loans, you can also try for deferment of these loans, or can also apply for student loan forgiveness.


lrhall41

Submitted by SC on Fri, 07/02/2010 - 00:05

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Your best bet is to ask if they will offer rehabilitation. But that requires payment.
Loan consolidation is an option to get out of default. If you go with a icrp you don't have to make a payment to qualify for consolidation. Just make sure not to default on that loan.


lrhall41

Submitted by on Fri, 07/02/2010 - 01:51

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