Debt settlement

Hello Joe,

If you are referring to credit cards, usually they won't settle until you go seriously into default.

From my own journey they started to cave at about 60 days.
(I was lucky and who knows what the criteria was?)

My last settlement was at 119 days.

Others will have different stories.
Longer or shorter past due times.

How much unsecured debt do you have?

Regards,
King "Kash" Jabba Labba