consilidating credit card debt

Do your research...looking into the different consolidators including non profit Consumer Credit Counselling Service. You have to decide what is best for you

Debt consolidation can also destroy your credit. If you can pay minimum payments, you're better off spending less and paying more to your debt.

If you provide more details, maybe I can suggest something else.

I'm writing a blog on debt, see more here.
http://blog.readyforzero.com/debt-industry-3-ways-that-debt-consolidation

It’s important that you're debt as well as stress-free, when a new member is coming in your family. It’s also good to hear that you've kept your debts within reasonable limits.
Since you told that your debts are not that large, I would advise you not to go for debt consolidation or any other settlement programs as your credit score will be hampered. Instead, if you make subtle changes in your daily habits and create a budget for your income and expenses, you might be able to save more which you can add to your minimum payments.

Differentiate between your necessities and luxuries, and try to cut down on your luxuries. This will also help you save a lot of money. Cut down on the usage of credit cards to prevent the accumulation of more debts.

You can also rake up more money to pay off your debts faster by working overtime in your present job or getting yourself a second job. If it's not feasible, then you can get online jobs which pay quite handsomely.

Another thing that you can do is to make weekly or bi-monthly payments towards your debt. These micro payments will not hurt your pockets and will help you to pay off your debts faster. Also try to pay off the account with the highest balance first, since highest interest will accrue in this account.

Following these steps might help you to get out of debts and be stress-free before your child is born.