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CRSI - Scam too?

Date: Tue, 07/06/2010 - 09:12

Submitted by patrick.m.hall
on Tue, 07/06/2010 - 09:12

Posts: 27 Credits: [Donate]

Total Replies: 6


about 6 weeks ago, I received a threatening call from CRS. After talking with them and asking here, I sent them a debt validation letter by certified mail. Now I just received another voicemail from CRSI stating I needed to call them back or have my legal counsel call in. It sounds like another scam. Am I correct? From previosu experience, calling the scammers back just leads to additional calls. Any ideas? Thanks.


Yes, I have some ideas. First question, how far do you want to take this?
You could easily sue them if you have the signed receipt for the debt validation letter. You will need to obtain an attorney and take in all the proof you have that they (the collection agency) violated the FDCPA by continuing to attempt to collect during the validation process though. I hope you kept the voice mail, that is proof they are attempting to collect. You also need to file a complaint against them with the FTC and BBB. You'll need to send proof with these complaints that they violated the FDCPA, and it seems you have it. This collection agency is subject to a fine and subject to a lawsuit that may be worth up to $1000.00 if you play your cards right and pursue this matter. Here is a link below you may be interested in reading, also a link for a free fair debt attorneys in your area.
http://www.fairdebtforconsumers.com/
http://www.pennlawyer.com/fdcpa.htm


lrhall41

Submitted by Shazzers on Tue, 07/06/2010 - 09:26

( Posts: 17344 | Credits: )


I don't know that I neccesarily want to pursue this in court, since I don't have the time or resources. My concern is whether CRS and CRSI are the same company or if they are different ones. If they are not, I'm inclined to actually call back and find out what they are attempting to collect on. The fact that they mentioned legal counsel in the call combined with the fact I haven't seen any mail from them would lead me to believe its not legit. Should I call them?


lrhall41

Submitted by patrick.m.hall on Wed, 07/07/2010 - 06:13

( Posts: 27 | Credits: )


Quote:

Originally Posted by patrick.m.hall
I don't know that I neccesarily want to pursue this in court, since I don't have the time or resources. My concern is whether CRS and CRSI are the same company or if they are different ones. If they are not, I'm inclined to actually call back and find out what they are attempting to collect on. The fact that they mentioned legal counsel in the call combined with the fact I haven't seen any mail from them would lead me to believe its not legit. Should I call them?

If you are comfortable with it, by all means call them. I wouldn't admit to owing any debt to a voice on the phone though, whether you do or not.


lrhall41

Submitted by Shazzers on Wed, 07/07/2010 - 06:19

( Posts: 17344 | Credits: )


Quote:

ok. My question is if CRSI is CRS by a different name, thats all.
They could possibly be affiliated or the same company. Sometimes CAs sell debts to each other, but this sounds like a scam and scare tactic! Follow Shazzers advice and admit nothing!! No letter of actual owed debt, no payment!

FYI- legal counsel is their favorite spoof terms CAs use. If the CA is legit they will send you a debt letter on what is owed.


lrhall41

Submitted by Cool_Abyss on Wed, 07/07/2010 - 06:29

( Posts: 2936 | Credits: )