Insta Cash Accusations of a loan that I never took
Date: Tue, 07/06/2010 - 09:44
This is a scam, I sure hope you didn't fax the information he re
This is a scam, I sure hope you didn't fax the information he requested.
Have you EVER obtained a loan from the Internet?
What state are you in?
You need to file a complaint with the FTC, BBB and your AG.
First, you cannot be arrested for debt. This is a common (and i
First, you cannot be arrested for debt. This is a common (and illegal) threat debt collectors use to scare people into paying.
Second, never give out your personal information like your social security number and credit card information to anyone you do not absolutely trust. And even then there are no guarantees despite all the postal service tries to do.
My advice is that if you can get these people's contact information, send them a verification/validation letter via fax or certified mail and keep the receipt in a safe place. Do not pay them anything unless they give you evidence in writing that you owe them money and they have the legal right to collect.
I also recommend that if these people call again, to start keeping a log of the time, date, person you spoke to, and what was said for future reference.
And finally, contact your state's attorney general, the FTC, and the BBB to complain about the caller's rude behavior which is in violation of the Fair Debt Collections Act.